ER Visit (level 5, high severity) at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$2,088.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,271.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$155.03 with Partnership Health Plan vs $16,179.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|< 21 | $155.03 | ↓ -93% |
| LA Care | Medicaid|> 21 | $155.03 | ↓ -93% |
| LA Care | Medicaid|< 21 | $155.03 | ↓ -93% |
| Partnership Health Plan | Medicaid|> 21 | $155.03 | ↓ -93% |
| Molina | Medicaid|< 21 | $218.59 | ↓ -90% |
| Molina | Medicaid|> 21 | $218.59 | ↓ -90% |
| HPN | Medicaid|All Plans | $227.43 | ↓ -89% |
| BCBS - Anthem | Medicaid|All Plans | $232.55 | ↓ -89% |
| Health Net | Medicaid|All Plans | $234.55 | ↓ -89% |
| Inland Empire Health Plan | Medicaid|All Plans | $310.06 | ↓ -85% |
| IHCG | Medicaid|All Plans | $583.30 | ↓ -72% |
| IHCG | Medicare|All Plans | $584.97 | ↓ -72% |
| Kaiser | Medicaid|All Plans | $669.94 | ↓ -68% |
| Care 1st | Medicaid|All Plans | $775.15 | ↓ -63% |
| United | Medicare|All Plans | $779.00 | ↓ -63% |
| Humana | Medicare|All Plans | $779.00 | ↓ -63% |
| First Health | Medicare|All Plans | $779.00 | ↓ -63% |
| Molina | Medicare|All Plans | $779.00 | ↓ -63% |
| Health Net | Medicare|All Plans | $779.00 | ↓ -63% |
| Kaiser | Medicare|All Plans | $779.00 | ↓ -63% |
| Central Health Plan | Medicare|All Plans | $779.00 | ↓ -63% |
| BCBS - Anthem | Medicare|All Plans | $779.00 | ↓ -63% |
| Blue Shield CA | Medicare|All Other Plans | $779.00 | ↓ -63% |
| Scan Health Plan | Medicare|All Plans | $779.00 | ↓ -63% |
| Inland Empire Health Plan | Medicare|All Plans | $779.00 | ↓ -63% |
| Epic Health | Medicare|All Plans | $779.00 | ↓ -63% |
| Patton | Medicare|All Plans | $779.00 | ↓ -63% |
| DHMG | Commercial|All Plans | $1,129.55 | ↓ -46% |
| EPIC Health | Commercial|All Plans | $1,324.30 | ↓ -37% |
| Naphcare | Commercial|All Plans | $1,519.05 | ↓ -27% |
| Kaiser | Commercial|All Plans | $1,620.70 | ↓ -22% |
| Blue Shield CA | Commercial|Exchange | $2,260.45 | ↑ +8% |
| Aetna | Commercial|Gatekeeper | $2,388.40 | ↑ +14% |
| PrimeCare | Medicare|All Plans | $2,388.40 | ↑ +14% |
| PrimeCare | Commercial|All Plans | $2,388.40 | ↑ +14% |
| Cigna | Commercial|All Other Plans | $2,644.30 | ↑ +27% |
| Cigna | Commercial|PPO | $2,644.30 | ↑ +27% |
| Redlands | Commercial|All Plans | $2,772.25 | ↑ +33% |
| First Health | Commercial|All Plans | $2,814.90 | ↑ +35% |
| Aetna | Commercial|Non-Gatekeeper | $2,857.55 | ↑ +37% |
| Blue Shield CA | Commercial|All Other Plans | $3,198.75 | ↑ +53% |
| MultiPlan | Commercial|All Plans | $3,412.00 | ↑ +63% |
| Healthsmart | Commercial|All Plans | $3,497.30 | ↑ +67% |
| Blue Shield CA | Medicare|BlueShield Promise | $3,625.25 | ↑ +74% |
| HPN | Medicare|Senior | $3,753.20 | ↑ +80% |
| HPN | Commercial|All Plans | $4,265.00 | ↑ +104% |
| United | Commercial|HMO | $5,042.00 | ↑ +141% |
| United | Commercial|All Other Plans | $5,375.00 | ↑ +157% |
| BCBS - Anthem | Commercial|Exchange | $7,034.00 | ↑ +237% |
| Health Net | Commercial|EPPO | $8,819.00 | ↑ +322% |
| Health Net | Commercial|Care Product | $10,046.00 | ↑ +381% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $10,049.00 | ↑ +381% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $10,715.00 | ↑ +413% |
| Health Net | Commercial|All Other Plans | $10,964.00 | ↑ +425% |
| BCBS - Anthem | Commercial|MCS | $16,179.00 | ↑ +675% |
Visitor-reported prices
Comments
ER Visit (level 5, high severity) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $2,458.22 | $155.03 – $4,277.00 |
| St. John's Camarillo Hospital | Camarillo | $2,060.79 | $226.60 – $3,279.18 |
| Banner Lassen Medical Center | Susanville | $3,441.94 | $122.62 – $2,525.88 |
| Petaluma Valley Hospital | Petaluma | $4,458.42 | $802.54 – $818.92 |
| Arroyo Grande Hospital | Santa Maria | $1,593.02 | $155.03 – $3,316.32 |
| Mark Twain Medical Center | San Andreas | $1,886.78 | $138.93 – $526.26 |
| French Hospital | San Luis Obispo | $1,459.03 | $155.03 – $3,392.76 |
| Mercy Hospitals – Bakersfield | Bakersfield | $2,521.69 | $155.03 – $5,573.54 |