ER Visit (level 4) at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$1,420.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,265.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$98.04 with Partnership Health Plan vs $12,444.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|< 21 | $98.04 | ↓ -93% |
| LA Care | Medicaid|> 21 | $98.04 | ↓ -93% |
| LA Care | Medicaid|< 21 | $98.04 | ↓ -93% |
| Partnership Health Plan | Medicaid|> 21 | $98.04 | ↓ -93% |
| Molina | Medicaid|< 21 | $138.24 | ↓ -90% |
| Molina | Medicaid|> 21 | $138.24 | ↓ -90% |
| HPN | Medicaid|All Plans | $143.82 | ↓ -90% |
| BCBS - Anthem | Medicaid|All Plans | $147.06 | ↓ -90% |
| Health Net | Medicaid|All Plans | $148.33 | ↓ -90% |
| Inland Empire Health Plan | Medicaid|All Plans | $196.08 | ↓ -86% |
| IHCG | Medicaid|All Plans | $406.73 | ↓ -71% |
| IHCG | Medicare|All Plans | $407.89 | ↓ -71% |
| Kaiser | Medicaid|All Plans | $465.30 | ↓ -67% |
| Care 1st | Medicaid|All Plans | $490.20 | ↓ -65% |
| United | Medicare|All Plans | $541.05 | ↓ -62% |
| Humana | Medicare|All Plans | $541.05 | ↓ -62% |
| First Health | Medicare|All Plans | $541.05 | ↓ -62% |
| Molina | Medicare|All Plans | $541.05 | ↓ -62% |
| Health Net | Medicare|All Plans | $541.05 | ↓ -62% |
| Kaiser | Medicare|All Plans | $541.05 | ↓ -62% |
| Central Health Plan | Medicare|All Plans | $541.05 | ↓ -62% |
| BCBS - Anthem | Medicare|All Plans | $541.05 | ↓ -62% |
| Blue Shield CA | Medicare|All Other Plans | $541.05 | ↓ -62% |
| Scan Health Plan | Medicare|All Plans | $541.05 | ↓ -62% |
| Inland Empire Health Plan | Medicare|All Plans | $541.05 | ↓ -62% |
| Epic Health | Medicare|All Plans | $541.05 | ↓ -62% |
| Patton | Medicare|All Plans | $541.05 | ↓ -62% |
| DHMG | Commercial|All Plans | $784.52 | ↓ -45% |
| EPIC Health | Commercial|All Plans | $919.78 | ↓ -35% |
| Kaiser | Commercial|All Plans | $1,000.92 | ↓ -30% |
| Naphcare | Commercial|All Plans | $1,055.05 | ↓ -26% |
| Blue Shield CA | Commercial|Exchange | $1,396.02 | ↓ -2% |
| Aetna | Commercial|Gatekeeper | $1,475.04 | ↑ +4% |
| PrimeCare | Medicare|All Plans | $1,475.04 | ↑ +4% |
| PrimeCare | Commercial|All Plans | $1,475.04 | ↑ +4% |
| Cigna | Commercial|All Other Plans | $1,633.08 | ↑ +15% |
| Cigna | Commercial|PPO | $1,633.08 | ↑ +15% |
| Redlands | Commercial|All Plans | $1,712.10 | ↑ +21% |
| First Health | Commercial|All Plans | $1,738.44 | ↑ +22% |
| Aetna | Commercial|Non-Gatekeeper | $1,764.78 | ↑ +24% |
| Blue Shield CA | Commercial|All Other Plans | $1,975.50 | ↑ +39% |
| MultiPlan | Commercial|All Plans | $2,107.20 | ↑ +48% |
| Healthsmart | Commercial|All Plans | $2,159.88 | ↑ +52% |
| Blue Shield CA | Medicare|BlueShield Promise | $2,238.90 | ↑ +58% |
| HPN | Medicare|Senior | $2,317.92 | ↑ +63% |
| HPN | Commercial|All Plans | $2,634.00 | ↑ +85% |
| United | Commercial|HMO | $5,042.00 | ↑ +255% |
| United | Commercial|All Other Plans | $5,375.00 | ↑ +278% |
| BCBS - Anthem | Commercial|Exchange | $5,410.00 | ↑ +281% |
| Health Net | Commercial|EPPO | $6,983.00 | ↑ +392% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $7,729.00 | ↑ +444% |
| Health Net | Commercial|Care Product | $7,955.00 | ↑ +460% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $8,241.00 | ↑ +480% |
| Health Net | Commercial|All Other Plans | $8,682.00 | ↑ +511% |
| BCBS - Anthem | Commercial|MCS | $12,444.00 | ↑ +776% |
Visitor-reported prices
Comments
ER Visit (level 4) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $1,672.31 | $98.04 – $2,609.00 |
| St. John's Camarillo Hospital | Camarillo | $1,112.96 | $148.33 – $1,735.94 |
| Banner Lassen Medical Center | Susanville | $2,826.36 | $85.16 – $1,742.12 |
| Petaluma Valley Hospital | Petaluma | $3,274.71 | $562.31 – $573.78 |
| Arroyo Grande Hospital | Santa Maria | $1,131.21 | $98.04 – $2,255.96 |
| Mark Twain Medical Center | San Andreas | $1,310.03 | $92.10 – $348.88 |
| French Hospital | San Luis Obispo | $992.55 | $98.04 – $2,299.08 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,184.98 | $98.04 – $2,619.08 |