ER Visit (level 1, minor) at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$271.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$815.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$21.77 with Partnership Health Plan vs $2,738.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|> 21 | $21.77 | ↓ -92% |
| Partnership Health Plan | Medicaid|< 21 | $21.77 | ↓ -92% |
| LA Care | Medicaid|< 21 | $21.77 | ↓ -92% |
| LA Care | Medicaid|> 21 | $21.77 | ↓ -92% |
| Molina | Medicaid|> 21 | $30.70 | ↓ -89% |
| Molina | Medicaid|< 21 | $30.70 | ↓ -89% |
| HPN | Medicaid|All Plans | $31.94 | ↓ -88% |
| BCBS - Anthem | Medicaid|All Plans | $32.66 | ↓ -88% |
| Health Net | Medicaid|All Plans | $32.94 | ↓ -88% |
| Inland Empire Health Plan | Medicaid|All Plans | $43.55 | ↓ -84% |
| Redlands | Commercial|All Plans | $72.50 | ↓ -73% |
| Kaiser | Commercial|All Plans | $75.00 | ↓ -72% |
| IHCG | Medicaid|All Plans | $80.49 | ↓ -70% |
| IHCG | Medicare|All Plans | $80.72 | ↓ -70% |
| Kaiser | Medicaid|All Plans | $96.22 | ↓ -65% |
| Care 1st | Medicaid|All Plans | $108.85 | ↓ -60% |
| United | Medicare|All Plans | $111.88 | ↓ -59% |
| Humana | Medicare|All Plans | $111.88 | ↓ -59% |
| First Health | Medicare|All Plans | $111.88 | ↓ -59% |
| Molina | Medicare|All Plans | $111.88 | ↓ -59% |
| Health Net | Medicare|All Plans | $111.88 | ↓ -59% |
| Kaiser | Medicare|All Plans | $111.88 | ↓ -59% |
| Central Health Plan | Medicare|All Plans | $111.88 | ↓ -59% |
| BCBS - Anthem | Medicare|All Plans | $111.88 | ↓ -59% |
| Blue Shield CA | Medicare|All Other Plans | $111.88 | ↓ -59% |
| Scan Health Plan | Medicare|All Plans | $111.88 | ↓ -59% |
| Inland Empire Health Plan | Medicare|All Plans | $111.88 | ↓ -59% |
| Epic Health | Medicare|All Plans | $111.88 | ↓ -59% |
| Patton | Medicare|All Plans | $111.88 | ↓ -59% |
| Blue Shield CA | Commercial|Exchange | $132.50 | ↓ -51% |
| Aetna | Commercial|Gatekeeper | $140.00 | ↓ -48% |
| Cigna | Commercial|All Other Plans | $155.00 | ↓ -43% |
| Cigna | Commercial|PPO | $155.00 | ↓ -43% |
| DHMG | Commercial|All Plans | $162.23 | ↓ -40% |
| First Health | Commercial|All Plans | $165.00 | ↓ -39% |
| Aetna | Commercial|Non-Gatekeeper | $167.50 | ↓ -38% |
| Blue Shield CA | Commercial|All Other Plans | $187.50 | ↓ -31% |
| EPIC Health | Commercial|All Plans | $190.20 | ↓ -30% |
| MultiPlan | Commercial|All Plans | $200.00 | ↓ -26% |
| Healthsmart | Commercial|All Plans | $205.00 | ↓ -24% |
| Blue Shield CA | Medicare|BlueShield Promise | $212.50 | ↓ -22% |
| Naphcare | Commercial|All Plans | $218.17 | ↓ -20% |
| HPN | Medicare|Senior | $220.00 | ↓ -19% |
| HPN | Commercial|All Plans | $250.00 | ↓ -8% |
| PrimeCare | Medicare|All Plans | $456.40 | ↑ +68% |
| PrimeCare | Commercial|All Plans | $456.40 | ↑ +68% |
| Health Net | Commercial|EPPO | $621.00 | ↑ +129% |
| Health Net | Commercial|Care Product | $707.00 | ↑ +161% |
| Health Net | Commercial|All Other Plans | $772.00 | ↑ +184% |
| BCBS - Anthem | Commercial|Exchange | $1,127.00 | ↑ +315% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,610.00 | ↑ +493% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $1,714.00 | ↑ +532% |
| United | Commercial|HMO | $2,463.00 | ↑ +808% |
| BCBS - Anthem | Commercial|MCS | $2,592.00 | ↑ +855% |
| United | Commercial|All Other Plans | $2,738.00 | ↑ +909% |
Visitor-reported prices
Comments
ER Visit (level 1, minor) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $334.31 | $21.77 – $855.00 |
| St. John's Camarillo Hospital | Camarillo | $370.99 | $27.95 – $694.54 |
| Banner Lassen Medical Center | Susanville | $311.68 | $17.06 – $331.74 |
| Petaluma Valley Hospital | Petaluma | $587.01 | $113.64 – $115.95 |
| Arroyo Grande Hospital | Santa Maria | $350.54 | $21.77 – $743.82 |
| Mark Twain Medical Center | San Andreas | $262.41 | $16.04 – $60.76 |
| French Hospital | San Luis Obispo | $335.56 | $21.77 – $838.88 |
| Mercy Hospitals – Bakersfield | Bakersfield | $176.60 | $21.77 – $334.56 |