Encephalitis, st louis igg/igm at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$17.34

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.51 with Blue Shield CA vs $84.05 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $4.51 ↓ -22%
Kaiser Commercial|All Plans $5.21 ↓ -10%
Blue Shield CA Commercial|All Other Plans $6.77 ↑ +17%
HPN Medicare|Senior $10.24 ↑ +77%
BCBS - Anthem Commercial|Exchange $10.24 ↑ +77%
HPN Commercial|All Plans $10.93 ↑ +89%
Kaiser Medicaid|All Plans $11.34 ↑ +96%
First Health Commercial|All Plans $11.45 ↑ +98%
IHCG Medicare|All Plans $13.19 ↑ +128%
Humana Medicare|All Plans $13.19 ↑ +128%
First Health Medicare|All Plans $13.19 ↑ +128%
Molina Medicare|All Plans $13.19 ↑ +128%
United Medicare|All Plans $13.19 ↑ +128%
Health Net Medicare|All Plans $13.19 ↑ +128%
Kaiser Medicare|All Plans $13.19 ↑ +128%
Central Health Plan Medicare|All Plans $13.19 ↑ +128%
BCBS - Anthem Medicare|All Plans $13.19 ↑ +128%
Blue Shield CA Medicare|All Other Plans $13.19 ↑ +128%
Scan Health Plan Medicare|All Plans $13.19 ↑ +128%
Inland Empire Health Plan Medicare|All Plans $13.19 ↑ +128%
Epic Health Medicare|All Plans $13.19 ↑ +128%
Patton Medicare|All Plans $13.19 ↑ +128%
IHCG Medicaid|All Plans $13.19 ↑ +128%
MultiPlan Commercial|All Plans $13.88 ↑ +140%
Healthsmart Commercial|All Plans $14.22 ↑ +146%
BCBS - Anthem Commercial|Non-MCS PPO $14.57 ↑ +152%
BCBS - Anthem Commercial|Non-MCS HMO $14.57 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $14.74 ↑ +155%
United Commercial|HMO $15.83 ↑ +174%
United Commercial|All Other Plans $15.83 ↑ +174%
Partnership Health Plan Medicaid|< 21 $16.81 ↑ +191%
LA Care Medicaid|< 21 $16.81 ↑ +191%
LA Care Medicaid|> 21 $16.81 ↑ +191%
Partnership Health Plan Medicaid|> 21 $16.81 ↑ +191%
BCBS - Anthem Medicaid|All Plans $17.34 ↑ +200%
Molina Medicaid|< 21 $17.34 ↑ +200%
BCBS - Anthem Commercial|MCS $17.34 ↑ +200%
Aetna Commercial|Non-Gatekeeper $17.34 ↑ +200%
Aetna Commercial|Gatekeeper $17.34 ↑ +200%
Molina Medicaid|> 21 $17.34 ↑ +200%
Inland Empire Health Plan Medicaid|All Plans $17.34 ↑ +200%
DHMG Commercial|All Plans $19.13 ↑ +231%
Redlands Commercial|All Plans $19.13 ↑ +231%
Health Net Medicaid|All Plans $21.33 ↑ +269%
EPIC Health Commercial|All Plans $22.42 ↑ +288%
HPN Medicaid|All Plans $24.66 ↑ +327%
Naphcare Commercial|All Plans $25.72 ↑ +345%
Cigna Commercial|PPO $37.82 ↑ +554%
Cigna Commercial|All Other Plans $37.82 ↑ +554%
Care 1st Medicaid|All Plans $84.05 ↑ +1354%

Visitor-reported prices

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Encephalitis, st louis igg/igm at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $6.78 $3.47 – $84.05
Banner Lassen Medical Center Susanville $8.92 $2.64 – $19.34
Petaluma Valley Hospital Petaluma $43.76 $12.93 – $107.66
Arroyo Grande Hospital Santa Maria $7.43 $8.67 – $33.97
French Hospital San Luis Obispo $6.80 $4.69 – $39.94
Mercy Hospitals – Bakersfield Bakersfield $6.44 $8.24 – $37.89
Bakersfield Memorial Hospital Bakersfield $6.37 $8.24 – $37.89
Queen of The Valley Medical Center Napa $43.76 $13.19 – $136.06

All California hospitals for this procedure →