Electrophysiology evaluation at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$2,906.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,729.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$623.17 with Partnership Health Plan vs $18,544.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|< 21 | $623.17 | ↓ -79% |
| LA Care | Medicaid|> 21 | $623.17 | ↓ -79% |
| LA Care | Medicaid|< 21 | $623.17 | ↓ -79% |
| Partnership Health Plan | Medicaid|> 21 | $623.17 | ↓ -79% |
| Health Net | Medicaid|All Plans | $766.50 | ↓ -74% |
| BCBS - Anthem | Medicaid|All Plans | $1,168.46 | ↓ -60% |
| Molina | Medicaid|> 21 | $1,393.02 | ↓ -52% |
| Molina | Medicaid|< 21 | $1,393.02 | ↓ -52% |
| HPN | Medicaid|All Plans | $1,449.34 | ↓ -50% |
| Inland Empire Health Plan | Medicaid|All Plans | $1,557.93 | ↓ -46% |
| Redlands | Commercial|All Plans | $2,531.41 | ↓ -13% |
| Kaiser | Commercial|All Plans | $2,618.70 | ↓ -10% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $3,028.00 | ↑ +4% |
| Care 1st | Medicaid|All Plans | $4,939.80 | ↑ +70% |
| HPN | Medicare|Senior | $5,150.11 | ↑ +77% |
| HPN | Commercial|All Plans | $5,499.27 | ↑ +89% |
| First Health | Commercial|All Plans | $5,761.14 | ↑ +98% |
| United | Commercial|All Other Plans | $6,210.00 | ↑ +114% |
| United | Commercial|HMO | $6,367.00 | ↑ +119% |
| MultiPlan | Commercial|All Plans | $6,983.20 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $7,157.78 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $7,419.65 | ↑ +155% |
| BCBS - Anthem | Commercial|Exchange | $8,063.00 | ↑ +177% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $11,518.00 | ↑ +296% |
| BCBS - Anthem | Commercial|MCS | $18,544.00 | ↑ +538% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $1,641.81 | $623.17 – $8,268.00 |
| St. John's Camarillo Hospital | Camarillo | $1,109.90 | $684.18 – $1,976.52 |
| Arroyo Grande Hospital | Santa Maria | $1,456.92 | $623.17 – $3,335.92 |
| French Hospital | San Luis Obispo | $1,361.42 | $623.17 – $3,403.54 |
| Bakersfield Memorial Hospital | Bakersfield | $1,742.15 | $623.17 – $4,747.00 |
| Queen of The Valley Medical Center | Napa | $9,251.91 | $2,747.00 – $19,158.00 |
| Providence St Joseph Hospital Eureka | Eureka | $2,813.67 | $2,699.00 – $53,297.00 |
| Redwood Memorial Hospital | Fortuna | $2,385.27 | $11,059.00 – $51,997.00 |