Electrophysiology evaluation at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,906.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,729.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$623.17 with Partnership Health Plan vs $18,544.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $623.17 ↓ -79%
LA Care Medicaid|> 21 $623.17 ↓ -79%
LA Care Medicaid|< 21 $623.17 ↓ -79%
Partnership Health Plan Medicaid|> 21 $623.17 ↓ -79%
Health Net Medicaid|All Plans $766.50 ↓ -74%
BCBS - Anthem Medicaid|All Plans $1,168.46 ↓ -60%
Molina Medicaid|> 21 $1,393.02 ↓ -52%
Molina Medicaid|< 21 $1,393.02 ↓ -52%
HPN Medicaid|All Plans $1,449.34 ↓ -50%
Inland Empire Health Plan Medicaid|All Plans $1,557.93 ↓ -46%
Redlands Commercial|All Plans $2,531.41 ↓ -13%
Kaiser Commercial|All Plans $2,618.70 ↓ -10%
BCBS - Anthem Commercial|Non-MCS HMO $3,028.00 ↑ +4%
Care 1st Medicaid|All Plans $4,939.80 ↑ +70%
HPN Medicare|Senior $5,150.11 ↑ +77%
HPN Commercial|All Plans $5,499.27 ↑ +89%
First Health Commercial|All Plans $5,761.14 ↑ +98%
United Commercial|All Other Plans $6,210.00 ↑ +114%
United Commercial|HMO $6,367.00 ↑ +119%
MultiPlan Commercial|All Plans $6,983.20 ↑ +140%
Healthsmart Commercial|All Plans $7,157.78 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $7,419.65 ↑ +155%
BCBS - Anthem Commercial|Exchange $8,063.00 ↑ +177%
BCBS - Anthem Commercial|Non-MCS PPO $11,518.00 ↑ +296%
BCBS - Anthem Commercial|MCS $18,544.00 ↑ +538%

Visitor-reported prices

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Electrophysiology evaluation at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $1,641.81 $623.17 – $8,268.00
St. John's Camarillo Hospital Camarillo $1,109.90 $684.18 – $1,976.52
Arroyo Grande Hospital Santa Maria $1,456.92 $623.17 – $3,335.92
French Hospital San Luis Obispo $1,361.42 $623.17 – $3,403.54
Bakersfield Memorial Hospital Bakersfield $1,742.15 $623.17 – $4,747.00
Queen of The Valley Medical Center Napa $9,251.91 $2,747.00 – $19,158.00
Providence St Joseph Hospital Eureka Eureka $2,813.67 $2,699.00 – $53,297.00
Redwood Memorial Hospital Fortuna $2,385.27 $11,059.00 – $51,997.00

All California hospitals for this procedure →