Electrophysiology evaluation at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,657.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,978.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$802.51 with Partnership Health Plan vs $31,206.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $802.51 ↓ -52%
LA Care Medicaid|> 21 $802.51 ↓ -52%
LA Care Medicaid|< 21 $802.51 ↓ -52%
Partnership Health Plan Medicaid|> 21 $802.51 ↓ -52%
Health Net Medicaid|All Plans $987.09 ↓ -40%
Redlands Commercial|All Plans $1,443.62 ↓ -13%
Kaiser Commercial|All Plans $1,493.40 ↓ -10%
BCBS - Anthem Medicaid|All Plans $1,504.70 ↓ -9%
Molina Medicaid|> 21 $1,793.89 ↑ +8%
Molina Medicaid|< 21 $1,793.89 ↑ +8%
HPN Medicaid|All Plans $1,866.41 ↑ +13%
Inland Empire Health Plan Medicaid|All Plans $2,006.27 ↑ +21%
HPN Medicare|Senior $2,937.02 ↑ +77%
BCBS - Anthem Commercial|Non-MCS HMO $3,028.00 ↑ +83%
HPN Commercial|All Plans $3,136.14 ↑ +89%
First Health Commercial|All Plans $3,285.48 ↑ +98%
MultiPlan Commercial|All Plans $3,982.40 ↑ +140%
Healthsmart Commercial|All Plans $4,081.96 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $4,231.30 ↑ +155%
United Commercial|All Other Plans $6,210.00 ↑ +275%
Care 1st Medicaid|All Plans $6,361.30 ↑ +284%
United Commercial|HMO $6,367.00 ↑ +284%
BCBS - Anthem Commercial|Exchange $8,063.00 ↑ +386%
BCBS - Anthem Commercial|Non-MCS PPO $11,518.00 ↑ +595%
Blue Shield CA Commercial|Exchange $16,775.00 ↑ +912%
BCBS - Anthem Commercial|MCS $18,544.00 ↑ +1019%
Health Net Commercial|EPPO $24,057.00 ↑ +1351%
Aetna Commercial|Gatekeeper $25,828.00 ↑ +1458%
Blue Shield CA Commercial|All Other Plans $26,177.00 ↑ +1479%
Health Net Commercial|Care Product $28,586.00 ↑ +1624%
Aetna Commercial|Non-Gatekeeper $30,595.00 ↑ +1746%
Health Net Commercial|All Other Plans $31,206.00 ↑ +1783%

Visitor-reported prices

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Electrophysiology evaluation at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $1,641.81 $802.51 – $8,268.00
St. John's Camarillo Hospital Camarillo $6,882.74 $987.09 – $12,256.92
Arroyo Grande Hospital Santa Maria $658.70 $769.50 – $1,508.22
French Hospital San Luis Obispo $502.55 $346.14 – $1,272.26
Bakersfield Memorial Hospital Bakersfield $1,757.57 $802.51 – $4,789.00
St. Joseph's Medical Center Stockton Stockton $1,918.94 $802.51 – $5,352.14
Santa Rosa Memorial Hospital Santa Rosa $8,966.31 $1,716.00 – $25,815.00
Providence Mission Hospital - Mission Viejo Mission Viejo $5,542.08 $1,200.00 – $13,634.00

All California hospitals for this procedure →