Echo tee guidance at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$737.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,215.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$193.26 with Partnership Health Plan vs $5,960.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $193.26 ↓ -74%
LA Care Medicaid|> 21 $193.26 ↓ -74%
LA Care Medicaid|< 21 $193.26 ↓ -74%
Partnership Health Plan Medicaid|< 21 $193.26 ↓ -74%
Molina Medicaid|< 21 $272.50 ↓ -63%
Molina Medicaid|> 21 $272.50 ↓ -63%
HPN Medicaid|All Plans $283.51 ↓ -62%
BCBS - Anthem Medicaid|All Plans $289.89 ↓ -61%
Health Net Medicaid|All Plans $292.38 ↓ -60%
Inland Empire Health Plan Medicaid|All Plans $386.52 ↓ -48%
Redlands Commercial|All Plans $642.35 ↓ -13%
Kaiser Commercial|All Plans $664.50 ↓ -10%
Care 1st Medicaid|All Plans $966.30 ↑ +31%
HPN Medicare|Senior $1,306.85 ↑ +77%
BCBS - Anthem Commercial|Exchange $1,306.85 ↑ +77%
HPN Commercial|All Plans $1,395.45 ↑ +89%
First Health Commercial|All Plans $1,461.90 ↑ +98%
MultiPlan Commercial|All Plans $1,772.00 ↑ +140%
Healthsmart Commercial|All Plans $1,816.30 ↑ +146%
BCBS - Anthem Commercial|Non-MCS HMO $1,860.60 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $1,860.60 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $1,882.75 ↑ +155%
BCBS - Anthem Commercial|MCS $2,215.00 ↑ +200%
United Commercial|HMO $5,761.00 ↑ +681%
United Commercial|All Other Plans $5,960.00 ↑ +708%

Visitor-reported prices

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Echo tee guidance at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $2,003.10 $193.26 – $7,832.00
Arroyo Grande Hospital Santa Maria $701.07 $193.26 – $1,605.24
French Hospital San Luis Obispo $642.10 $193.26 – $1,605.24
Mercy Hospitals – Bakersfield Bakersfield $320.18 $193.26 – $690.40
Bakersfield Memorial Hospital Bakersfield $316.73 $193.26 – $863.00
Queen of The Valley Medical Center Napa $1,942.08 $1,884.10 – $1,919.38
Providence St Joseph Hospital Eureka Eureka $1,878.84 $2,176.58 – $2,176.58
St. Joseph's Medical Center Stockton Stockton $1,968.33 $193.26 – $5,489.90

All California hospitals for this procedure →