Echo stress at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$1,374.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,129.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$137.87 with LA Care vs $5,960.00 with United — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| LA Care | Medicaid|< 21 | $137.87 | ↓ -90% |
| Partnership Health Plan | Medicaid|< 21 | $137.87 | ↓ -90% |
| Partnership Health Plan | Medicaid|> 21 | $137.87 | ↓ -90% |
| LA Care | Medicaid|> 21 | $137.87 | ↓ -90% |
| Molina | Medicaid|< 21 | $194.40 | ↓ -86% |
| Molina | Medicaid|> 21 | $194.40 | ↓ -86% |
| HPN | Medicaid|All Plans | $202.26 | ↓ -85% |
| BCBS - Anthem | Medicaid|All Plans | $206.81 | ↓ -85% |
| Health Net | Medicaid|All Plans | $208.58 | ↓ -85% |
| Inland Empire Health Plan | Medicaid|All Plans | $275.75 | ↓ -80% |
| IHCG | Medicaid|All Plans | $445.43 | ↓ -68% |
| IHCG | Medicare|All Plans | $446.70 | ↓ -68% |
| Kaiser | Medicaid|All Plans | $599.14 | ↓ -56% |
| BCBS - Anthem | Commercial|Exchange | $616.84 | ↓ -55% |
| Care 1st | Medicaid|All Plans | $689.35 | ↓ -50% |
| Blue Shield CA | Medicare|All Other Plans | $696.67 | ↓ -49% |
| Humana | Medicare|All Plans | $696.67 | ↓ -49% |
| First Health | Medicare|All Plans | $696.67 | ↓ -49% |
| Molina | Medicare|All Plans | $696.67 | ↓ -49% |
| United | Medicare|All Plans | $696.67 | ↓ -49% |
| Health Net | Medicare|All Plans | $696.67 | ↓ -49% |
| Kaiser | Medicare|All Plans | $696.67 | ↓ -49% |
| Central Health Plan | Medicare|All Plans | $696.67 | ↓ -49% |
| BCBS - Anthem | Medicare|All Plans | $696.67 | ↓ -49% |
| Scan Health Plan | Medicare|All Plans | $696.67 | ↓ -49% |
| Inland Empire Health Plan | Medicare|All Plans | $696.67 | ↓ -49% |
| Epic Health | Medicare|All Plans | $696.67 | ↓ -49% |
| Patton | Medicare|All Plans | $696.67 | ↓ -49% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $881.06 | ↓ -36% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $881.06 | ↓ -36% |
| DHMG | Commercial|All Plans | $1,010.17 | ↓ -27% |
| EPIC Health | Commercial|All Plans | $1,184.34 | ↓ -14% |
| Redlands | Commercial|All Plans | $1,197.41 | ↓ -13% |
| Kaiser | Commercial|All Plans | $1,238.70 | ↓ -10% |
| Naphcare | Commercial|All Plans | $1,358.51 | ↓ -1% |
| BCBS - Anthem | Commercial|MCS | $1,418.91 | ↑ +3% |
| Health Net | Commercial|EPPO | $1,633.00 | ↑ +19% |
| Health Net | Commercial|Care Product | $1,860.00 | ↑ +35% |
| Health Net | Commercial|All Other Plans | $2,025.00 | ↑ +47% |
| HPN | Medicare|Senior | $2,436.11 | ↑ +77% |
| HPN | Commercial|All Plans | $2,601.27 | ↑ +89% |
| First Health | Commercial|All Plans | $2,725.14 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $3,303.20 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $3,385.78 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $3,509.65 | ↑ +155% |
| United | Commercial|HMO | $5,761.00 | ↑ +319% |
| United | Commercial|All Other Plans | $5,960.00 | ↑ +333% |
Visitor-reported prices
Comments
Echo stress at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $3,275.80 | $137.87 – $8,378.00 |
| St. John's Camarillo Hospital | Camarillo | $1,465.55 | $208.58 – $2,609.88 |
| Banner Lassen Medical Center | Susanville | $739.27 | $59.86 – $158.60 |
| Arroyo Grande Hospital | Santa Maria | $1,081.56 | $137.87 – $2,476.46 |
| French Hospital | San Luis Obispo | $990.59 | $137.87 – $2,476.46 |
| Mercy Hospitals – Bakersfield | Bakersfield | $761.67 | $137.87 – $1,642.40 |
| Bakersfield Memorial Hospital | Bakersfield | $1,608.20 | $137.87 – $1,621.87 |
| Queen of The Valley Medical Center | Napa | $8,183.46 | $640.28 – $3,331.00 |