Disaccharidases at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$81.59
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$245.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.08 with Blue Shield CA vs $127.25 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|Exchange | $16.08 | ↓ -80% |
| Kaiser | Commercial|All Plans | $18.55 | ↓ -77% |
| Kaiser | Medicaid|All Plans | $19.07 | ↓ -77% |
| IHCG | Medicare|All Plans | $22.17 | ↓ -73% |
| Humana | Medicare|All Plans | $22.17 | ↓ -73% |
| First Health | Medicare|All Plans | $22.17 | ↓ -73% |
| Molina | Medicare|All Plans | $22.17 | ↓ -73% |
| United | Medicare|All Plans | $22.17 | ↓ -73% |
| Health Net | Medicare|All Plans | $22.17 | ↓ -73% |
| Kaiser | Medicare|All Plans | $22.17 | ↓ -73% |
| Central Health Plan | Medicare|All Plans | $22.17 | ↓ -73% |
| BCBS - Anthem | Medicare|All Plans | $22.17 | ↓ -73% |
| Blue Shield CA | Medicare|All Other Plans | $22.17 | ↓ -73% |
| Scan Health Plan | Medicare|All Plans | $22.17 | ↓ -73% |
| Inland Empire Health Plan | Medicare|All Plans | $22.17 | ↓ -73% |
| Epic Health | Medicare|All Plans | $22.17 | ↓ -73% |
| Patton | Medicare|All Plans | $22.17 | ↓ -73% |
| IHCG | Medicaid|All Plans | $22.17 | ↓ -73% |
| Blue Shield CA | Commercial|All Other Plans | $24.11 | ↓ -70% |
| LA Care | Medicaid|> 21 | $25.45 | ↓ -69% |
| Partnership Health Plan | Medicaid|> 21 | $25.45 | ↓ -69% |
| LA Care | Medicaid|< 21 | $25.45 | ↓ -69% |
| Partnership Health Plan | Medicaid|< 21 | $25.45 | ↓ -69% |
| United | Commercial|All Other Plans | $26.60 | ↓ -67% |
| United | Commercial|HMO | $26.60 | ↓ -67% |
| DHMG | Commercial|All Plans | $32.15 | ↓ -61% |
| Redlands | Commercial|All Plans | $32.15 | ↓ -61% |
| Molina | Medicaid|< 21 | $35.88 | ↓ -56% |
| Molina | Medicaid|> 21 | $35.88 | ↓ -56% |
| BCBS - Anthem | Commercial|Exchange | $36.48 | ↓ -55% |
| HPN | Medicare|Senior | $36.48 | ↓ -55% |
| BCBS - Anthem | Medicaid|All Plans | $36.50 | ↓ -55% |
| HPN | Medicaid|All Plans | $37.34 | ↓ -54% |
| EPIC Health | Commercial|All Plans | $37.69 | ↓ -54% |
| Health Net | Medicaid|All Plans | $38.50 | ↓ -53% |
| HPN | Commercial|All Plans | $38.95 | ↓ -52% |
| First Health | Commercial|All Plans | $40.81 | ↓ -50% |
| Naphcare | Commercial|All Plans | $43.23 | ↓ -47% |
| MultiPlan | Commercial|All Plans | $49.46 | ↓ -39% |
| Healthsmart | Commercial|All Plans | $50.70 | ↓ -38% |
| Inland Empire Health Plan | Medicaid|All Plans | $50.89 | ↓ -38% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $51.93 | ↓ -36% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $51.93 | ↓ -36% |
| Blue Shield CA | Medicare|BlueShield Promise | $52.55 | ↓ -36% |
| Aetna | Commercial|Non-Gatekeeper | $61.82 | ↓ -24% |
| BCBS - Anthem | Commercial|MCS | $61.82 | ↓ -24% |
| Aetna | Commercial|Gatekeeper | $61.82 | ↓ -24% |
| Cigna | Commercial|PPO | $63.59 | ↓ -22% |
| Cigna | Commercial|All Other Plans | $63.59 | ↓ -22% |
| Care 1st | Medicaid|All Plans | $127.25 | ↑ +56% |
Visitor-reported prices
Comments
Disaccharidases at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $95.80 | $12.37 – $127.25 |
| St. John's Camarillo Hospital | Camarillo | $78.84 | $22.17 – $140.40 |
| Banner Lassen Medical Center | Susanville | $195.31 | $4.43 – $60.14 |
| Petaluma Valley Hospital | Petaluma | $41.95 | $21.73 – $146.79 |
| Arroyo Grande Hospital | Santa Maria | $177.62 | $22.17 – $60.59 |
| Mark Twain Medical Center | San Andreas | $224.31 | $22.17 – $60.59 |
| French Hospital | San Luis Obispo | $162.68 | $16.70 – $67.15 |
| Mercy Hospitals – Bakersfield | Bakersfield | $120.88 | $22.17 – $260.64 |