Disability dlco at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$262.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$787.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.62 with Partnership Health Plan vs $755.52 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $37.62 ↓ -86%
LA Care Medicaid|< 21 $37.62 ↓ -86%
LA Care Medicaid|> 21 $37.62 ↓ -86%
Partnership Health Plan Medicaid|< 21 $37.62 ↓ -86%
Molina Medicaid|< 21 $53.04 ↓ -80%
Molina Medicaid|> 21 $53.04 ↓ -80%
HPN Medicaid|All Plans $55.19 ↓ -79%
BCBS - Anthem Medicaid|All Plans $56.43 ↓ -78%
Health Net Medicaid|All Plans $56.91 ↓ -78%
Inland Empire Health Plan Medicaid|All Plans $75.24 ↓ -71%
IHCG Medicaid|All Plans $159.96 ↓ -39%
IHCG Medicare|All Plans $160.41 ↓ -39%
Kaiser Medicaid|All Plans $170.97 ↓ -35%
Care 1st Medicaid|All Plans $188.10 ↓ -28%
Kaiser Medicare|All Plans $198.80 ↓ -24%
Humana Medicare|All Plans $198.80 ↓ -24%
First Health Medicare|All Plans $198.80 ↓ -24%
Molina Medicare|All Plans $198.80 ↓ -24%
United Medicare|All Plans $198.80 ↓ -24%
Health Net Medicare|All Plans $198.80 ↓ -24%
Central Health Plan Medicare|All Plans $198.80 ↓ -24%
BCBS - Anthem Medicare|All Plans $198.80 ↓ -24%
Blue Shield CA Medicare|All Other Plans $198.80 ↓ -24%
Scan Health Plan Medicare|All Plans $198.80 ↓ -24%
Inland Empire Health Plan Medicare|All Plans $198.80 ↓ -24%
Epic Health Medicare|All Plans $198.80 ↓ -24%
Patton Medicare|All Plans $198.80 ↓ -24%
BCBS - Anthem Commercial|Exchange $207.95 ↓ -21%
Redlands Commercial|All Plans $228.23 ↓ -13%
Kaiser Commercial|All Plans $236.10 ↓ -10%
DHMG Commercial|All Plans $288.26 ↑ +10%
BCBS - Anthem Commercial|Non-MCS HMO $297.03 ↑ +13%
BCBS - Anthem Commercial|Non-MCS PPO $297.03 ↑ +13%
EPIC Health Commercial|All Plans $337.96 ↑ +29%
United Commercial|All Other Plans $362.02 ↑ +38%
Naphcare Commercial|All Plans $387.66 ↑ +48%
HPN Medicare|Senior $464.33 ↑ +77%
BCBS - Anthem Commercial|MCS $478.35 ↑ +83%
HPN Commercial|All Plans $495.81 ↑ +89%
First Health Commercial|All Plans $519.42 ↑ +98%
MultiPlan Commercial|All Plans $629.60 ↑ +140%
Healthsmart Commercial|All Plans $645.34 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $668.95 ↑ +155%
United Commercial|HMO $755.52 ↑ +188%

Visitor-reported prices

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Disability dlco at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $388.27 $37.62 – $993.00
St. John's Camarillo Hospital Camarillo $295.65 $56.91 – $526.50
Banner Lassen Medical Center Susanville $272.00 $31.29 – $485.00
Arroyo Grande Hospital Santa Maria $376.64 $37.62 – $862.40
Mark Twain Medical Center San Andreas $516.82 $37.62 – $669.34
French Hospital San Luis Obispo $363.00 $37.62 – $907.48
Mercy Hospitals – Bakersfield Bakersfield $90.90 $37.62 – $198.80
Bakersfield Memorial Hospital Bakersfield $89.92 $37.62 – $198.80

All California hospitals for this procedure →