Diffusing capacity at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$307.03
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$922.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$55.31 with Partnership Health Plan vs $885.12 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|> 21 | $55.31 | ↓ -82% |
| LA Care | Medicaid|> 21 | $55.31 | ↓ -82% |
| LA Care | Medicaid|< 21 | $55.31 | ↓ -82% |
| Partnership Health Plan | Medicaid|< 21 | $55.31 | ↓ -82% |
| Health Net | Medicaid|All Plans | $68.03 | ↓ -78% |
| BCBS - Anthem | Medicaid|All Plans | $72.30 | ↓ -76% |
| Molina | Medicaid|< 21 | $86.19 | ↓ -72% |
| Molina | Medicaid|> 21 | $86.19 | ↓ -72% |
| HPN | Medicaid|All Plans | $89.68 | ↓ -71% |
| Inland Empire Health Plan | Medicaid|All Plans | $96.40 | ↓ -69% |
| Redlands | Commercial|All Plans | $267.38 | ↓ -13% |
| Kaiser | Commercial|All Plans | $276.60 | ↓ -10% |
| Care 1st | Medicaid|All Plans | $305.65 | ↓ -0% |
| BCBS - Anthem | Commercial|Exchange | $314.75 | ↑ +3% |
| United | Commercial|All Other Plans | $424.12 | ↑ +38% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $449.57 | ↑ +46% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $449.57 | ↑ +46% |
| HPN | Medicare|Senior | $543.98 | ↑ +77% |
| HPN | Commercial|All Plans | $580.86 | ↑ +89% |
| First Health | Commercial|All Plans | $608.52 | ↑ +98% |
| BCBS - Anthem | Commercial|MCS | $724.02 | ↑ +136% |
| MultiPlan | Commercial|All Plans | $737.60 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $756.04 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $783.70 | ↑ +155% |
| United | Commercial|HMO | $885.12 | ↑ +188% |
Visitor-reported prices
Comments
Diffusing capacity at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $360.51 | $55.31 – $922.00 |
| St. John's Camarillo Hospital | Camarillo | $375.37 | $68.03 – $668.46 |
| Banner Lassen Medical Center | Susanville | $330.75 | $79.53 – $589.76 |
| Petaluma Valley Hospital | Petaluma | $1,177.08 | $258.52 – $258.52 |
| Arroyo Grande Hospital | Santa Maria | $190.46 | $55.31 – $436.10 |
| Mark Twain Medical Center | San Andreas | $405.60 | $55.31 – $495.88 |
| French Hospital | San Luis Obispo | $169.35 | $55.31 – $423.36 |
| Mercy Hospitals – Bakersfield | Bakersfield | $74.58 | $55.31 – $160.80 |