Diffusing capacity at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$307.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$922.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.31 with Partnership Health Plan vs $885.12 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $55.31 ↓ -82%
LA Care Medicaid|> 21 $55.31 ↓ -82%
LA Care Medicaid|< 21 $55.31 ↓ -82%
Partnership Health Plan Medicaid|< 21 $55.31 ↓ -82%
Health Net Medicaid|All Plans $68.03 ↓ -78%
BCBS - Anthem Medicaid|All Plans $72.30 ↓ -76%
Molina Medicaid|< 21 $86.19 ↓ -72%
Molina Medicaid|> 21 $86.19 ↓ -72%
HPN Medicaid|All Plans $89.68 ↓ -71%
Inland Empire Health Plan Medicaid|All Plans $96.40 ↓ -69%
Redlands Commercial|All Plans $267.38 ↓ -13%
Kaiser Commercial|All Plans $276.60 ↓ -10%
Care 1st Medicaid|All Plans $305.65 ↓ -0%
BCBS - Anthem Commercial|Exchange $314.75 ↑ +3%
United Commercial|All Other Plans $424.12 ↑ +38%
BCBS - Anthem Commercial|Non-MCS HMO $449.57 ↑ +46%
BCBS - Anthem Commercial|Non-MCS PPO $449.57 ↑ +46%
HPN Medicare|Senior $543.98 ↑ +77%
HPN Commercial|All Plans $580.86 ↑ +89%
First Health Commercial|All Plans $608.52 ↑ +98%
BCBS - Anthem Commercial|MCS $724.02 ↑ +136%
MultiPlan Commercial|All Plans $737.60 ↑ +140%
Healthsmart Commercial|All Plans $756.04 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $783.70 ↑ +155%
United Commercial|HMO $885.12 ↑ +188%

Visitor-reported prices

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Diffusing capacity at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $360.51 $55.31 – $922.00
St. John's Camarillo Hospital Camarillo $375.37 $68.03 – $668.46
Banner Lassen Medical Center Susanville $330.75 $79.53 – $589.76
Petaluma Valley Hospital Petaluma $1,177.08 $258.52 – $258.52
Arroyo Grande Hospital Santa Maria $190.46 $55.31 – $436.10
Mark Twain Medical Center San Andreas $405.60 $55.31 – $495.88
French Hospital San Luis Obispo $169.35 $55.31 – $423.36
Mercy Hospitals – Bakersfield Bakersfield $74.58 $55.31 – $160.80

All California hospitals for this procedure →