Diagnostic Mammogram (both breasts) at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$181.49

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$545.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$116.89 with United vs $740.15 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|HMO $116.89 ↓ -36%
Redlands Commercial|All Plans $143.26 ↓ -21%
LA Care Medicaid|< 21 $148.03 ↓ -18%
Partnership Health Plan Medicaid|> 21 $148.03 ↓ -18%
LA Care Medicaid|> 21 $148.03 ↓ -18%
Partnership Health Plan Medicaid|< 21 $148.03 ↓ -18%
Kaiser Commercial|All Plans $148.20 ↓ -18%
Molina Medicaid|< 21 $208.72 ↑ +15%
Molina Medicaid|> 21 $208.72 ↑ +15%
HPN Medicaid|All Plans $217.16 ↑ +20%
BCBS - Anthem Medicaid|All Plans $222.05 ↑ +22%
Health Net Medicaid|All Plans $223.96 ↑ +23%
United Commercial|All Other Plans $263.00 ↑ +45%
BCBS - Anthem Commercial|Exchange $291.46 ↑ +61%
HPN Medicare|Senior $291.46 ↑ +61%
Inland Empire Health Plan Medicaid|All Plans $296.06 ↑ +63%
HPN Commercial|All Plans $311.22 ↑ +71%
First Health Commercial|All Plans $326.04 ↑ +80%
Aetna Commercial|Gatekeeper $379.68 ↑ +109%
MultiPlan Commercial|All Plans $395.20 ↑ +118%
Healthsmart Commercial|All Plans $405.08 ↑ +123%
BCBS - Anthem Commercial|Non-MCS PPO $414.96 ↑ +129%
BCBS - Anthem Commercial|Non-MCS HMO $414.96 ↑ +129%
Blue Shield CA Medicare|BlueShield Promise $419.90 ↑ +131%
Aetna Commercial|Non-Gatekeeper $448.55 ↑ +147%
BCBS - Anthem Commercial|MCS $494.00 ↑ +172%
Cigna Commercial|PPO $542.53 ↑ +199%
Cigna Commercial|All Other Plans $542.53 ↑ +199%
Care 1st Medicaid|All Plans $740.15 ↑ +308%

Visitor-reported prices

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Diagnostic Mammogram (both breasts) at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $172.04 $148.03 – $740.15
St. John's Camarillo Hospital Camarillo $247.04 $152.28 – $501.84
Banner Lassen Medical Center Susanville $388.22 $192.70 – $455.90
Petaluma Valley Hospital Petaluma $1,454.01 $118.38 – $762.69
Arroyo Grande Hospital Santa Maria $377.93 $148.03 – $823.20
Mark Twain Medical Center San Andreas $283.05 $104.78 – $396.90
French Hospital San Luis Obispo $275.97 $59.67 – $572.90
Mercy Hospitals – Bakersfield Bakersfield $303.48 $127.00 – $543.52

All California hospitals for this procedure →