Culture urine each isolate at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$8.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$24.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6.24 with Blue Shield CA vs $43.60 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|Exchange | $6.24 | ↓ -22% |
| Kaiser | Medicaid|All Plans | $6.96 | ↓ -13% |
| Kaiser | Commercial|All Plans | $7.20 | ↓ -10% |
| IHCG | Medicare|All Plans | $8.09 | ↑ +1% |
| Humana | Medicare|All Plans | $8.09 | ↑ +1% |
| First Health | Medicare|All Plans | $8.09 | ↑ +1% |
| Molina | Medicare|All Plans | $8.09 | ↑ +1% |
| United | Medicare|All Plans | $8.09 | ↑ +1% |
| Health Net | Medicare|All Plans | $8.09 | ↑ +1% |
| Kaiser | Medicare|All Plans | $8.09 | ↑ +1% |
| Central Health Plan | Medicare|All Plans | $8.09 | ↑ +1% |
| BCBS - Anthem | Medicare|All Plans | $8.09 | ↑ +1% |
| Blue Shield CA | Medicare|All Other Plans | $8.09 | ↑ +1% |
| Scan Health Plan | Medicare|All Plans | $8.09 | ↑ +1% |
| Inland Empire Health Plan | Medicare|All Plans | $8.09 | ↑ +1% |
| Epic Health | Medicare|All Plans | $8.09 | ↑ +1% |
| Patton | Medicare|All Plans | $8.09 | ↑ +1% |
| IHCG | Medicaid|All Plans | $8.09 | ↑ +1% |
| LA Care | Medicaid|< 21 | $8.72 | ↑ +9% |
| Partnership Health Plan | Medicaid|> 21 | $8.72 | ↑ +9% |
| LA Care | Medicaid|> 21 | $8.72 | ↑ +9% |
| Partnership Health Plan | Medicaid|< 21 | $8.72 | ↑ +9% |
| BCBS - Anthem | Medicaid|All Plans | $9.12 | ↑ +14% |
| Blue Shield CA | Commercial|All Other Plans | $9.36 | ↑ +17% |
| United | Commercial|All Other Plans | $9.71 | ↑ +21% |
| United | Commercial|HMO | $9.71 | ↑ +21% |
| Redlands | Commercial|All Plans | $11.73 | ↑ +47% |
| DHMG | Commercial|All Plans | $11.73 | ↑ +47% |
| Molina | Medicaid|< 21 | $12.30 | ↑ +54% |
| Molina | Medicaid|> 21 | $12.30 | ↑ +54% |
| HPN | Medicaid|All Plans | $12.79 | ↑ +60% |
| Health Net | Medicaid|All Plans | $13.20 | ↑ +65% |
| EPIC Health | Commercial|All Plans | $13.75 | ↑ +72% |
| HPN | Medicare|Senior | $14.16 | ↑ +77% |
| BCBS - Anthem | Commercial|Exchange | $14.16 | ↑ +77% |
| HPN | Commercial|All Plans | $15.12 | ↑ +89% |
| Naphcare | Commercial|All Plans | $15.78 | ↑ +97% |
| First Health | Commercial|All Plans | $15.84 | ↑ +98% |
| Inland Empire Health Plan | Medicaid|All Plans | $17.44 | ↑ +118% |
| MultiPlan | Commercial|All Plans | $19.20 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $19.68 | ↑ +146% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $20.16 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $20.16 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $20.40 | ↑ +155% |
| Cigna | Commercial|PPO | $23.21 | ↑ +190% |
| Cigna | Commercial|All Other Plans | $23.21 | ↑ +190% |
| Aetna | Commercial|Gatekeeper | $24.00 | ↑ +200% |
| Aetna | Commercial|Non-Gatekeeper | $24.00 | ↑ +200% |
| BCBS - Anthem | Commercial|MCS | $24.00 | ↑ +200% |
| Care 1st | Medicaid|All Plans | $43.60 | ↑ +445% |
Visitor-reported prices
Comments
Culture urine each isolate at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $9.39 | $4.80 – $43.60 |
| Banner Lassen Medical Center | Susanville | $13.95 | $1.62 – $24.25 |
| Arroyo Grande Hospital | Santa Maria | $95.88 | $8.09 – $26.46 |
| Mark Twain Medical Center | San Andreas | $115.22 | $8.09 – $19.83 |
| French Hospital | San Luis Obispo | $87.81 | $7.29 – $26.46 |
| Mercy Hospitals – Bakersfield | Bakersfield | $84.96 | $8.09 – $23.25 |
| Bakersfield Memorial Hospital | Bakersfield | $84.05 | $8.03 – $23.25 |
| St. Joseph's Behavioral Health Center | Stockton | $130.76 | $2.40 – $19.20 |