CT thoracic spine without contrast at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,209.13

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,631.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.66 with IHCG vs $3,086.35 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IHCG Medicaid|All Plans $103.66 ↓ -91%
IHCG Medicare|All Plans $103.96 ↓ -91%
Kaiser Medicaid|All Plans $116.20 ↓ -90%
Inland Empire Health Plan Medicare|All Plans $135.12 ↓ -89%
Blue Shield CA Medicare|All Other Plans $135.12 ↓ -89%
First Health Medicare|All Plans $135.12 ↓ -89%
Molina Medicare|All Plans $135.12 ↓ -89%
Epic Health Medicare|All Plans $135.12 ↓ -89%
Patton Medicare|All Plans $135.12 ↓ -89%
BCBS - Anthem Medicare|All Plans $135.12 ↓ -89%
United Medicare|All Plans $135.12 ↓ -89%
Central Health Plan Medicare|All Plans $135.12 ↓ -89%
Kaiser Medicare|All Plans $135.12 ↓ -89%
Health Net Medicare|All Plans $135.12 ↓ -89%
Humana Medicare|All Plans $135.12 ↓ -89%
Scan Health Plan Medicare|All Plans $135.12 ↓ -89%
LA Care Medicaid|< 21 $178.84 ↓ -85%
Partnership Health Plan Medicaid|< 21 $178.84 ↓ -85%
Partnership Health Plan Medicaid|> 21 $178.84 ↓ -85%
LA Care Medicaid|> 21 $178.84 ↓ -85%
DHMG Commercial|All Plans $195.92 ↓ -84%
EPIC Health Commercial|All Plans $229.70 ↓ -81%
United Commercial|All Other Plans $245.18 ↓ -80%
United Commercial|HMO $245.18 ↓ -80%
Molina Medicaid|< 21 $252.16 ↓ -79%
Molina Medicaid|> 21 $252.16 ↓ -79%
HPN Medicaid|All Plans $262.36 ↓ -78%
Naphcare Commercial|All Plans $263.48 ↓ -78%
Health Net Medicaid|All Plans $270.56 ↓ -78%
Inland Empire Health Plan Medicaid|All Plans $357.68 ↓ -70%
BCBS - Anthem Medicaid|All Plans $500.70 ↓ -59%
PrimeCare Medicare|All Plans $573.00 ↓ -53%
Aetna Commercial|Gatekeeper $711.93 ↓ -41%
PrimeCare Commercial|All Plans $829.00 ↓ -31%
Aetna Commercial|Non-Gatekeeper $841.07 ↓ -30%
Cigna Commercial|PPO $891.00 ↓ -26%
Cigna Commercial|All Other Plans $891.00 ↓ -26%
Care 1st Medicaid|All Plans $894.20 ↓ -26%
BCBS - Anthem Commercial|Exchange $998.00 ↓ -17%
Redlands Commercial|All Plans $1,052.99 ↓ -13%
Kaiser Commercial|All Plans $1,089.30 ↓ -10%
BCBS - Anthem Commercial|Non-MCS PPO $1,425.00 ↑ +18%
BCBS - Anthem Commercial|Non-MCS HMO $1,425.00 ↑ +18%
HPN Medicare|Senior $2,142.29 ↑ +77%
HPN Commercial|All Plans $2,287.53 ↑ +89%
BCBS - Anthem Commercial|MCS $2,294.00 ↑ +90%
First Health Commercial|All Plans $2,396.46 ↑ +98%
MultiPlan Commercial|All Plans $2,904.80 ↑ +140%
Healthsmart Commercial|All Plans $2,977.42 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $3,086.35 ↑ +155%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

CT thoracic spine without contrast at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $2,076.21 $135.12 – $5,310.00
St. John's Camarillo Hospital Camarillo $1,678.42 $135.12 – $2,988.96
Banner Lassen Medical Center Susanville $1,196.61 $21.27 – $2,039.91
Petaluma Valley Hospital Petaluma $5,058.18 $140.89 – $1,369.25
Arroyo Grande Hospital Santa Maria $3,010.56 $135.12 – $5,239.08
Mark Twain Medical Center San Andreas $4,496.84 $178.84 – $1,455.30
French Hospital San Luis Obispo $2,426.48 $113.94 – $1,768.00
Mercy Hospitals – Bakersfield Bakersfield $1,679.89 $135.12 – $3,622.40

All California hospitals for this procedure →