Crystal identification light microscopy at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$67.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$202.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.30 with Kaiser vs $71.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|All Plans $6.30 ↓ -91%
Humana Medicare|All Plans $7.33 ↓ -89%
IHCG Medicare|All Plans $7.33 ↓ -89%
IHCG Medicaid|All Plans $7.33 ↓ -89%
Scan Health Plan Medicare|All Plans $7.33 ↓ -89%
Blue Shield CA Medicare|All Other Plans $7.33 ↓ -89%
Inland Empire Health Plan Medicare|All Plans $7.33 ↓ -89%
First Health Medicare|All Plans $7.33 ↓ -89%
Molina Medicare|All Plans $7.33 ↓ -89%
Patton Medicare|All Plans $7.33 ↓ -89%
BCBS - Anthem Medicare|All Plans $7.33 ↓ -89%
United Medicare|All Plans $7.33 ↓ -89%
Epic Health Medicare|All Plans $7.33 ↓ -89%
Health Net Medicare|All Plans $7.33 ↓ -89%
Kaiser Medicare|All Plans $7.33 ↓ -89%
Central Health Plan Medicare|All Plans $7.33 ↓ -89%
United Commercial|HMO $8.80 ↓ -87%
United Commercial|All Other Plans $8.80 ↓ -87%
Partnership Health Plan Medicaid|> 21 $9.12 ↓ -86%
LA Care Medicaid|> 21 $9.12 ↓ -86%
LA Care Medicaid|< 21 $9.12 ↓ -86%
Partnership Health Plan Medicaid|< 21 $9.12 ↓ -86%
DHMG Commercial|All Plans $10.63 ↓ -84%
Redlands Commercial|All Plans $10.63 ↓ -84%
EPIC Health Commercial|All Plans $12.46 ↓ -81%
Molina Medicaid|> 21 $12.86 ↓ -81%
Molina Medicaid|< 21 $12.86 ↓ -81%
HPN Medicaid|All Plans $13.38 ↓ -80%
Health Net Medicaid|All Plans $13.80 ↓ -79%
Naphcare Commercial|All Plans $14.29 ↓ -79%
BCBS - Anthem Medicaid|All Plans $14.81 ↓ -78%
Inland Empire Health Plan Medicaid|All Plans $18.25 ↓ -73%
Blue Shield CA Commercial|Exchange $18.46 ↓ -73%
Cigna Commercial|PPO $21.01 ↓ -69%
Cigna Commercial|All Other Plans $21.01 ↓ -69%
Kaiser Commercial|All Plans $21.30 ↓ -68%
Blue Shield CA Commercial|All Other Plans $27.69 ↓ -59%
Aetna Commercial|Gatekeeper $29.13 ↓ -57%
Aetna Commercial|Non-Gatekeeper $34.41 ↓ -49%
BCBS - Anthem Commercial|Exchange $41.89 ↓ -38%
HPN Medicare|Senior $41.89 ↓ -38%
HPN Commercial|All Plans $44.73 ↓ -34%
Care 1st Medicaid|All Plans $45.60 ↓ -32%
First Health Commercial|All Plans $46.86 ↓ -30%
MultiPlan Commercial|All Plans $56.80 ↓ -16%
Healthsmart Commercial|All Plans $58.22 ↓ -13%
BCBS - Anthem Commercial|Non-MCS PPO $59.64 ↓ -11%
BCBS - Anthem Commercial|Non-MCS HMO $59.64 ↓ -11%
Blue Shield CA Medicare|BlueShield Promise $60.35 ↓ -10%
BCBS - Anthem Commercial|MCS $71.00 ↑ +6%

Visitor-reported prices

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Crystal identification light microscopy at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $70.78 $7.33 – $72.00
St. John's Camarillo Hospital Camarillo $77.09 $7.33 – $22.87
Banner Lassen Medical Center Susanville $52.59 $1.47 – $73.72
Petaluma Valley Hospital Petaluma $176.46 $7.18 – $58.31
Arroyo Grande Hospital Santa Maria $119.84 $7.33 – $21.56
Mark Twain Medical Center San Andreas $104.57 $4.75 – $17.97
French Hospital San Luis Obispo $109.76 $5.94 – $22.18
Mercy Hospitals – Bakersfield Bakersfield $68.64 $7.33 – $52.00

All California hospitals for this procedure →