Critical care 30-74 minutes at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,801.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,418.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$216.64 with Partnership Health Plan vs $16,179.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $216.64 ↓ -95%
LA Care Medicaid|> 21 $216.64 ↓ -95%
LA Care Medicaid|< 21 $216.64 ↓ -95%
Partnership Health Plan Medicaid|> 21 $216.64 ↓ -95%
BCBS - Anthem Medicaid|All Plans $261.63 ↓ -95%
Molina Medicaid|< 21 $305.46 ↓ -94%
Molina Medicaid|> 21 $305.46 ↓ -94%
HPN Medicaid|All Plans $317.81 ↓ -93%
Health Net Medicaid|All Plans $327.76 ↓ -93%
Inland Empire Health Plan Medicaid|All Plans $348.85 ↓ -93%
IHCG Medicaid|All Plans $770.78 ↓ -84%
IHCG Medicare|All Plans $772.98 ↓ -84%
Kaiser Medicaid|All Plans $920.73 ↓ -81%
Blue Shield CA Medicare|All Other Plans $1,070.62 ↓ -78%
Kaiser Medicare|All Plans $1,070.62 ↓ -78%
Central Health Plan Medicare|All Plans $1,070.62 ↓ -78%
Humana Medicare|All Plans $1,070.62 ↓ -78%
Health Net Medicare|All Plans $1,070.62 ↓ -78%
Epic Health Medicare|All Plans $1,070.62 ↓ -78%
Inland Empire Health Plan Medicare|All Plans $1,070.62 ↓ -78%
First Health Medicare|All Plans $1,070.62 ↓ -78%
Molina Medicare|All Plans $1,070.62 ↓ -78%
United Medicare|All Plans $1,070.62 ↓ -78%
Patton Medicare|All Plans $1,070.62 ↓ -78%
BCBS - Anthem Medicare|All Plans $1,070.62 ↓ -78%
Scan Health Plan Medicare|All Plans $1,070.62 ↓ -78%
Care 1st Medicaid|All Plans $1,083.20 ↓ -77%
DHMG Commercial|All Plans $1,552.40 ↓ -68%
EPIC Health Commercial|All Plans $1,820.05 ↓ -62%
Naphcare Commercial|All Plans $2,087.71 ↓ -57%
Kaiser Commercial|All Plans $2,520.16 ↓ -48%
Blue Shield CA Commercial|Exchange $3,514.96 ↓ -27%
Aetna Commercial|Gatekeeper $3,713.92 ↓ -23%
PrimeCare Medicare|All Plans $3,713.92 ↓ -23%
PrimeCare Commercial|All Plans $3,713.92 ↓ -23%
Cigna Commercial|PPO $4,111.84 ↓ -14%
Cigna Commercial|All Other Plans $4,111.84 ↓ -14%
Redlands Commercial|All Plans $4,310.80 ↓ -10%
First Health Commercial|All Plans $4,377.12 ↓ -9%
Aetna Commercial|Non-Gatekeeper $4,443.44 ↓ -7%
Blue Shield CA Commercial|All Other Plans $4,974.00 ↑ +4%
United Commercial|HMO $5,042.00 ↑ +5%
MultiPlan Commercial|All Plans $5,305.60 ↑ +11%
United Commercial|All Other Plans $5,375.00 ↑ +12%
Healthsmart Commercial|All Plans $5,438.24 ↑ +13%
Blue Shield CA Medicare|BlueShield Promise $5,637.20 ↑ +17%
HPN Medicare|Senior $5,836.16 ↑ +22%
HPN Commercial|All Plans $6,632.00 ↑ +38%
BCBS - Anthem Commercial|Exchange $7,034.00 ↑ +47%
BCBS - Anthem Commercial|Non-MCS PPO $10,049.00 ↑ +109%
BCBS - Anthem Commercial|Non-MCS HMO $10,715.00 ↑ +123%
BCBS - Anthem Commercial|MCS $16,179.00 ↑ +237%

Visitor-reported prices

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Critical care 30-74 minutes at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $3,560.45 $216.64 – $8,278.00
St. John's Camarillo Hospital Camarillo $3,379.17 $295.99 – $6,326.30
Banner Lassen Medical Center Susanville $1,663.58 $168.52 – $3,320.31
Petaluma Valley Hospital Petaluma $11,252.64 $1,113.16 – $1,135.88
Arroyo Grande Hospital Santa Maria $3,180.04 $190.30 – $6,618.92
Mark Twain Medical Center San Andreas $3,850.15 $216.64 – $5,665.38
French Hospital San Luis Obispo $3,130.12 $190.30 – $6,736.52
Mercy Hospitals – Bakersfield Bakersfield $3,037.75 $216.64 – $6,714.16

All California hospitals for this procedure →