Cornea pre-cut midwest eye cornea pre-cut midwest eye at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$8,104.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$24,337.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$594.62 with Care 1st vs $2,195.52 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Care 1st | Medicaid|All Plans | $594.62 | ↓ -93% |
| Redlands | Commercial|All Plans | $663.23 | ↓ -92% |
| Kaiser | Commercial|All Plans | $686.10 | ↓ -92% |
| United | Commercial|All Other Plans | $1,052.02 | ↓ -87% |
| HPN | Medicare|Senior | $1,349.33 | ↓ -83% |
| HPN | Commercial|All Plans | $1,440.81 | ↓ -82% |
| First Health | Commercial|All Plans | $1,509.42 | ↓ -81% |
| MultiPlan | Commercial|All Plans | $1,829.60 | ↓ -77% |
| Healthsmart | Commercial|All Plans | $1,875.34 | ↓ -77% |
| Blue Shield CA | Medicare|BlueShield Promise | $1,943.95 | ↓ -76% |
| United | Commercial|HMO | $2,195.52 | ↓ -73% |
Visitor-reported prices
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Cornea pre-cut midwest eye cornea pre-cut midwest eye at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $10,185.95 | $660.96 – $2,448.00 |
| St. John's Camarillo Hospital | Camarillo | $5,266.08 | $1,095.39 – $8,416.10 |
| Petaluma Valley Hospital | Petaluma | $15,969.12 | not published |
| Arroyo Grande Hospital | Santa Maria | $8,619.07 | $10,069.00 – $19,735.24 |
| French Hospital | San Luis Obispo | $7,894.10 | $5,437.26 – $19,735.24 |
| Queen of The Valley Medical Center | Napa | $11,950.58 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $6,389.28 | not published |
| Healdsburg Hospital | Healdsburg | $7,616.85 | not published |