Coombs direct at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$57.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$173.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.47 with United vs $128.30 with EPIC Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|All Other Plans $6.47 ↓ -89%
United Commercial|HMO $6.47 ↓ -89%
Blue Shield CA Commercial|Exchange $6.50 ↓ -89%
Partnership Health Plan Medicaid|> 21 $6.87 ↓ -88%
LA Care Medicaid|< 21 $6.87 ↓ -88%
Partnership Health Plan Medicaid|< 21 $6.87 ↓ -88%
LA Care Medicaid|> 21 $6.87 ↓ -88%
Redlands Commercial|All Plans $7.25 ↓ -87%
Kaiser Commercial|All Plans $7.50 ↓ -87%
Molina Medicaid|> 21 $9.69 ↓ -83%
Molina Medicaid|< 21 $9.69 ↓ -83%
Blue Shield CA Commercial|All Other Plans $9.75 ↓ -83%
HPN Medicaid|All Plans $10.08 ↓ -83%
BCBS - Anthem Medicaid|All Plans $10.19 ↓ -82%
Health Net Medicaid|All Plans $10.39 ↓ -82%
Inland Empire Health Plan Medicaid|All Plans $13.74 ↓ -76%
BCBS - Anthem Commercial|Exchange $14.75 ↓ -74%
HPN Medicare|Senior $14.75 ↓ -74%
Cigna Commercial|All Other Plans $15.45 ↓ -73%
Cigna Commercial|PPO $15.45 ↓ -73%
HPN Commercial|All Plans $15.75 ↓ -73%
First Health Commercial|All Plans $16.50 ↓ -71%
MultiPlan Commercial|All Plans $20.00 ↓ -65%
Healthsmart Commercial|All Plans $20.50 ↓ -64%
BCBS - Anthem Commercial|Non-MCS HMO $21.00 ↓ -64%
BCBS - Anthem Commercial|Non-MCS PPO $21.00 ↓ -64%
Blue Shield CA Medicare|BlueShield Promise $21.25 ↓ -63%
Aetna Commercial|Gatekeeper $21.91 ↓ -62%
Epic Health Medicare|All Plans $25.00 ↓ -57%
Humana Medicare|All Plans $25.00 ↓ -57%
Aetna Commercial|Non-Gatekeeper $25.00 ↓ -57%
First Health Medicare|All Plans $25.00 ↓ -57%
Molina Medicare|All Plans $25.00 ↓ -57%
Health Net Medicare|All Plans $25.00 ↓ -57%
Kaiser Medicare|All Plans $25.00 ↓ -57%
Central Health Plan Medicare|All Plans $25.00 ↓ -57%
BCBS - Anthem Medicare|All Plans $25.00 ↓ -57%
BCBS - Anthem Commercial|MCS $25.00 ↓ -57%
Scan Health Plan Medicare|All Plans $25.00 ↓ -57%
Inland Empire Health Plan Medicare|All Plans $25.00 ↓ -57%
Patton Medicare|All Plans $25.00 ↓ -57%
Care 1st Medicaid|All Plans $34.35 ↓ -40%
DHMG Commercial|All Plans $36.25 ↓ -37%
IHCG Medicaid|All Plans $38.65 ↓ -33%
IHCG Medicare|All Plans $38.76 ↓ -33%
Naphcare Commercial|All Plans $48.75 ↓ -15%
Kaiser Medicaid|All Plans $64.90 ↑ +13%
Blue Shield CA Medicare|All Other Plans $75.47 ↑ +31%
United Medicare|All Plans $75.47 ↑ +31%
EPIC Health Commercial|All Plans $128.30 ↑ +123%

Visitor-reported prices

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Coombs direct at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $59.44 $5.00 – $48.75
St. John's Camarillo Hospital Camarillo $90.67 $5.83 – $43.12
Banner Lassen Medical Center Susanville $80.90 $1.08 – $7.90
Petaluma Valley Hospital Petaluma $85.17 $10.78 – $79.50
Arroyo Grande Hospital Santa Maria $141.57 $6.18 – $16.00
Mark Twain Medical Center San Andreas $97.24 $5.39 – $27.01
French Hospital San Luis Obispo $129.66 $4.32 – $16.31
Mercy Hospitals – Bakersfield Bakersfield $111.30 $6.47 – $26.25

All California hospitals for this procedure →