Consultation/report referred slides prepared elsewhere at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$181.49
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$545.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$38.65 with IHCG vs $437.35 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IHCG | Medicaid|All Plans | $38.65 | ↓ -79% |
| IHCG | Medicare|All Plans | $38.76 | ↓ -79% |
| United | Commercial|All Other Plans | $40.61 | ↓ -78% |
| United | Commercial|HMO | $40.61 | ↓ -78% |
| Kaiser | Medicaid|All Plans | $42.89 | ↓ -76% |
| Epic Health | Medicare|All Plans | $49.87 | ↓ -73% |
| Blue Shield CA | Medicare|All Other Plans | $49.87 | ↓ -73% |
| Humana | Medicare|All Plans | $49.87 | ↓ -73% |
| First Health | Medicare|All Plans | $49.87 | ↓ -73% |
| Molina | Medicare|All Plans | $49.87 | ↓ -73% |
| Patton | Medicare|All Plans | $49.87 | ↓ -73% |
| United | Medicare|All Plans | $49.87 | ↓ -73% |
| Inland Empire Health Plan | Medicare|All Plans | $49.87 | ↓ -73% |
| Health Net | Medicare|All Plans | $49.87 | ↓ -73% |
| Scan Health Plan | Medicare|All Plans | $49.87 | ↓ -73% |
| Kaiser | Medicare|All Plans | $49.87 | ↓ -73% |
| Central Health Plan | Medicare|All Plans | $49.87 | ↓ -73% |
| BCBS - Anthem | Medicare|All Plans | $49.87 | ↓ -73% |
| Redlands | Commercial|All Plans | $66.41 | ↓ -63% |
| Kaiser | Commercial|All Plans | $68.70 | ↓ -62% |
| DHMG | Commercial|All Plans | $72.31 | ↓ -60% |
| EPIC Health | Commercial|All Plans | $84.78 | ↓ -53% |
| LA Care | Medicaid|< 21 | $87.47 | ↓ -52% |
| Partnership Health Plan | Medicaid|> 21 | $87.47 | ↓ -52% |
| LA Care | Medicaid|> 21 | $87.47 | ↓ -52% |
| Partnership Health Plan | Medicaid|< 21 | $87.47 | ↓ -52% |
| Naphcare | Commercial|All Plans | $97.25 | ↓ -46% |
| Molina | Medicaid|> 21 | $123.33 | ↓ -32% |
| Molina | Medicaid|< 21 | $123.33 | ↓ -32% |
| HPN | Medicaid|All Plans | $128.32 | ↓ -29% |
| BCBS - Anthem | Medicaid|All Plans | $131.75 | ↓ -27% |
| Health Net | Medicaid|All Plans | $132.34 | ↓ -27% |
| BCBS - Anthem | Commercial|Exchange | $135.11 | ↓ -26% |
| HPN | Medicare|Senior | $135.11 | ↓ -26% |
| HPN | Commercial|All Plans | $144.27 | ↓ -21% |
| First Health | Commercial|All Plans | $151.14 | ↓ -17% |
| Inland Empire Health Plan | Medicaid|All Plans | $174.94 | ↓ -4% |
| MultiPlan | Commercial|All Plans | $183.20 | ↑ +1% |
| Healthsmart | Commercial|All Plans | $187.78 | ↑ +3% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $192.36 | ↑ +6% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $192.36 | ↑ +6% |
| Blue Shield CA | Medicare|BlueShield Promise | $194.65 | ↑ +7% |
| Aetna | Commercial|Non-Gatekeeper | $229.00 | ↑ +26% |
| Aetna | Commercial|Gatekeeper | $229.00 | ↑ +26% |
| BCBS - Anthem | Commercial|MCS | $229.00 | ↑ +26% |
| Cigna | Commercial|PPO | $241.21 | ↑ +33% |
| Cigna | Commercial|All Other Plans | $241.21 | ↑ +33% |
| Care 1st | Medicaid|All Plans | $437.35 | ↑ +141% |
Visitor-reported prices
Comments
Consultation/report referred slides prepared elsewhere at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $213.10 | $40.61 – $437.35 |
| St. John's Camarillo Hospital | Camarillo | $63.08 | $38.88 – $223.12 |
| Petaluma Valley Hospital | Petaluma | $240.72 | $50.33 – $319.03 |
| Arroyo Grande Hospital | Santa Maria | $256.33 | $40.61 – $216.67 |
| Mark Twain Medical Center | San Andreas | $83.92 | $32.60 – $123.48 |
| French Hospital | San Luis Obispo | $234.77 | $32.62 – $254.72 |
| Mercy Hospitals – Bakersfield | Bakersfield | $55.65 | $40.61 – $241.65 |
| Bakersfield Memorial Hospital | Bakersfield | $55.05 | $40.61 – $241.65 |