Consultation pathology during surgery frozen section each additional block at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$118.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$355.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.81 with Partnership Health Plan vs $301.75 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $27.81 ↓ -76%
LA Care Medicaid|> 21 $27.81 ↓ -76%
LA Care Medicaid|< 21 $27.81 ↓ -76%
Partnership Health Plan Medicaid|> 21 $27.81 ↓ -76%
United Commercial|HMO $28.90 ↓ -76%
United Commercial|All Other Plans $28.90 ↓ -76%
Aetna Commercial|Gatekeeper $34.48 ↓ -71%
Molina Medicaid|< 21 $39.21 ↓ -67%
Molina Medicaid|> 21 $39.21 ↓ -67%
Aetna Commercial|Non-Gatekeeper $40.73 ↓ -66%
HPN Medicaid|All Plans $40.80 ↓ -65%
BCBS - Anthem Medicaid|All Plans $41.72 ↓ -65%
Health Net Medicaid|All Plans $42.08 ↓ -64%
Inland Empire Health Plan Medicaid|All Plans $55.63 ↓ -53%
Cigna Commercial|All Other Plans $70.48 ↓ -40%
Cigna Commercial|PPO $70.48 ↓ -40%
BCBS - Anthem Commercial|Exchange $81.28 ↓ -31%
Redlands Commercial|All Plans $102.95 ↓ -13%
Kaiser Commercial|All Plans $106.50 ↓ -10%
BCBS - Anthem Commercial|Non-MCS HMO $116.09 ↓ -2%
BCBS - Anthem Commercial|Non-MCS PPO $116.09 ↓ -2%
Care 1st Medicaid|All Plans $139.05 ↑ +18%
BCBS - Anthem Commercial|MCS $186.97 ↑ +58%
HPN Medicare|Senior $209.45 ↑ +77%
HPN Commercial|All Plans $223.65 ↑ +89%
First Health Commercial|All Plans $234.30 ↑ +98%
MultiPlan Commercial|All Plans $284.00 ↑ +140%
Healthsmart Commercial|All Plans $291.10 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $301.75 ↑ +155%

Visitor-reported prices

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Consultation pathology during surgery frozen section each additional block at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $35.19 $19.45 – $139.05
St. John's Camarillo Hospital Camarillo $118.26 $28.90 – $210.60
Petaluma Valley Hospital Petaluma $97.41 $46.20 – $68.09
Arroyo Grande Hospital Santa Maria $7.87 $9.19 – $63.31
Mark Twain Medical Center San Andreas $17.55 $3.11 – $12.00
French Hospital San Luis Obispo $7.21 $4.96 – $74.42
Mercy Hospitals – Bakersfield Bakersfield $26.35 $15.50 – $70.60
Bakersfield Memorial Hospital Bakersfield $26.06 $15.50 – $70.60

All California hospitals for this procedure →