Consultation pathology during surgery cytological exam initial site at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$221.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$665.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$79.42 with Partnership Health Plan vs $1,764.52 with EPIC Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|< 21 | $79.42 | ↓ -64% |
| LA Care | Medicaid|< 21 | $79.42 | ↓ -64% |
| LA Care | Medicaid|> 21 | $79.42 | ↓ -64% |
| Partnership Health Plan | Medicaid|> 21 | $79.42 | ↓ -64% |
| Cigna | Commercial|PPO | $94.31 | ↓ -57% |
| Cigna | Commercial|All Other Plans | $94.31 | ↓ -57% |
| Aetna | Commercial|Gatekeeper | $108.72 | ↓ -51% |
| Molina | Medicaid|< 21 | $111.98 | ↓ -49% |
| Molina | Medicaid|> 21 | $111.98 | ↓ -49% |
| HPN | Medicaid|All Plans | $116.51 | ↓ -47% |
| BCBS - Anthem | Medicaid|All Plans | $119.13 | ↓ -46% |
| Health Net | Medicaid|All Plans | $120.16 | ↓ -46% |
| Aetna | Commercial|Non-Gatekeeper | $128.44 | ↓ -42% |
| Inland Empire Health Plan | Medicaid|All Plans | $158.84 | ↓ -28% |
| BCBS - Anthem | Commercial|Exchange | $159.93 | ↓ -28% |
| Redlands | Commercial|All Plans | $192.85 | ↓ -13% |
| Kaiser | Commercial|All Plans | $199.50 | ↓ -10% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $228.44 | ↑ +3% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $228.44 | ↑ +3% |
| BCBS - Anthem | Commercial|MCS | $367.89 | ↑ +66% |
| HPN | Medicare|Senior | $392.35 | ↑ +77% |
| Care 1st | Medicaid|All Plans | $397.10 | ↑ +79% |
| HPN | Commercial|All Plans | $418.95 | ↑ +89% |
| First Health | Commercial|All Plans | $438.90 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $532.00 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $545.30 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $565.25 | ↑ +155% |
| Epic Health | Medicare|All Plans | $665.00 | ↑ +200% |
| Humana | Medicare|All Plans | $665.00 | ↑ +200% |
| First Health | Medicare|All Plans | $665.00 | ↑ +200% |
| Molina | Medicare|All Plans | $665.00 | ↑ +200% |
| United | Commercial|All Other Plans | $665.00 | ↑ +200% |
| United | Commercial|HMO | $665.00 | ↑ +200% |
| Health Net | Medicare|All Plans | $665.00 | ↑ +200% |
| Kaiser | Medicare|All Plans | $665.00 | ↑ +200% |
| Central Health Plan | Medicare|All Plans | $665.00 | ↑ +200% |
| BCBS - Anthem | Medicare|All Plans | $665.00 | ↑ +200% |
| Scan Health Plan | Medicare|All Plans | $665.00 | ↑ +200% |
| Inland Empire Health Plan | Medicare|All Plans | $665.00 | ↑ +200% |
| Patton | Medicare|All Plans | $665.00 | ↑ +200% |
| IHCG | Medicaid|All Plans | $726.31 | ↑ +228% |
| IHCG | Medicare|All Plans | $728.39 | ↑ +229% |
| Kaiser | Medicaid|All Plans | $892.64 | ↑ +303% |
| DHMG | Commercial|All Plans | $964.25 | ↑ +335% |
| United | Medicare|All Plans | $1,037.95 | ↑ +369% |
| Blue Shield CA | Medicare|All Other Plans | $1,037.95 | ↑ +369% |
| Naphcare | Commercial|All Plans | $1,296.75 | ↑ +486% |
| EPIC Health | Commercial|All Plans | $1,764.52 | ↑ +697% |
Visitor-reported prices
Comments
Consultation pathology during surgery cytological exam initial site at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $374.58 | $61.33 – $1,868.10 |
| St. John's Camarillo Hospital | Camarillo | $351.28 | $87.23 – $1,604.00 |
| Petaluma Valley Hospital | Petaluma | $1,900.26 | $133.99 – $1,256.40 |
| Arroyo Grande Hospital | Santa Maria | $3,134.25 | $79.42 – $2,511.74 |
| Mark Twain Medical Center | San Andreas | $26.64 | $8.56 – $33.06 |
| French Hospital | San Luis Obispo | $2,870.62 | $79.42 – $2,511.74 |
| Mercy Hospitals – Bakersfield | Bakersfield | $319.44 | $22.59 – $94.48 |
| Bakersfield Memorial Hospital | Bakersfield | $315.99 | $22.59 – $94.48 |