Compatibility test each unit electronic at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$50.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$152.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.68 with BCBS - Anthem vs $370.14 with EPIC Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $7.68 ↓ -85%
Care 1st Medicaid|All Plans $39.52 ↓ -22%
Blue Shield CA Commercial|Exchange $39.52 ↓ -22%
Redlands Commercial|All Plans $44.08 ↓ -13%
Kaiser Commercial|All Plans $45.60 ↓ -10%
Aetna Commercial|Gatekeeper $58.33 ↑ +15%
Blue Shield CA Commercial|All Other Plans $59.28 ↑ +17%
Aetna Commercial|Non-Gatekeeper $68.91 ↑ +36%
Cigna Commercial|All Other Plans $81.42 ↑ +61%
Cigna Commercial|PPO $81.42 ↑ +61%
BCBS - Anthem Commercial|Exchange $82.66 ↑ +63%
HPN Medicare|Senior $89.68 ↑ +77%
HPN Commercial|All Plans $95.76 ↑ +89%
First Health Commercial|All Plans $100.32 ↑ +98%
BCBS - Anthem Commercial|Non-MCS PPO $118.06 ↑ +133%
BCBS - Anthem Commercial|Non-MCS HMO $118.06 ↑ +133%
MultiPlan Commercial|All Plans $121.60 ↑ +140%
Healthsmart Commercial|All Plans $124.64 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $129.20 ↑ +155%
IHCG Medicaid|All Plans $132.73 ↑ +162%
IHCG Medicare|All Plans $133.11 ↑ +163%
BCBS - Anthem Commercial|MCS $152.00 ↑ +200%
United Commercial|All Other Plans $152.00 ↑ +200%
Molina Medicare|All Plans $152.00 ↑ +200%
First Health Medicare|All Plans $152.00 ↑ +200%
Health Net Medicare|All Plans $152.00 ↑ +200%
Scan Health Plan Medicare|All Plans $152.00 ↑ +200%
Patton Medicare|All Plans $152.00 ↑ +200%
Kaiser Medicare|All Plans $152.00 ↑ +200%
Central Health Plan Medicare|All Plans $152.00 ↑ +200%
United Commercial|HMO $152.00 ↑ +200%
BCBS - Anthem Medicare|All Plans $152.00 ↑ +200%
Humana Medicare|All Plans $152.00 ↑ +200%
Inland Empire Health Plan Medicare|All Plans $152.00 ↑ +200%
Epic Health Medicare|All Plans $152.00 ↑ +200%
Kaiser Medicaid|All Plans $187.25 ↑ +270%
Blue Shield CA Medicare|All Other Plans $217.73 ↑ +330%
United Medicare|All Plans $217.73 ↑ +330%
DHMG Commercial|All Plans $220.40 ↑ +335%
Naphcare Commercial|All Plans $296.40 ↑ +486%
EPIC Health Commercial|All Plans $370.14 ↑ +631%

Visitor-reported prices

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Compatibility test each unit electronic at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $54.74 $7.68 – $273.00
Banner Lassen Medical Center Susanville $252.58 $34.27 – $354.05
Petaluma Valley Hospital Petaluma $432.99 $69.25 – $287.00
Mercy Hospitals – Bakersfield Bakersfield $80.51 $76.75 – $210.00
Bakersfield Memorial Hospital Bakersfield $79.64 $6.76 – $210.00
Queen of The Valley Medical Center Napa $446.76 $87.51 – $287.00
Providence St Joseph Hospital Eureka Eureka $236.13 $99.24 – $287.00
St. Joseph's Behavioral Health Center Stockton $9.71 $1.70 – $13.60

All California hospitals for this procedure →