Chromosome karyotype study at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$39.38
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$118.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$15.94 with Kaiser vs $137.50 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Commercial|All Plans | $15.94 | ↓ -60% |
| LA Care | Medicaid|> 21 | $27.50 | ↓ -30% |
| Partnership Health Plan | Medicaid|< 21 | $27.50 | ↓ -30% |
| Partnership Health Plan | Medicaid|> 21 | $27.50 | ↓ -30% |
| LA Care | Medicaid|< 21 | $27.50 | ↓ -30% |
| Kaiser | Medicaid|All Plans | $28.78 | ↓ -27% |
| HPN | Medicare|Senior | $31.35 | ↓ -20% |
| BCBS - Anthem | Commercial|Exchange | $31.35 | ↓ -20% |
| Epic Health | Medicare|All Plans | $33.47 | ↓ -15% |
| First Health | Medicare|All Plans | $33.47 | ↓ -15% |
| Molina | Medicare|All Plans | $33.47 | ↓ -15% |
| Kaiser | Medicare|All Plans | $33.47 | ↓ -15% |
| Scan Health Plan | Medicare|All Plans | $33.47 | ↓ -15% |
| Patton | Medicare|All Plans | $33.47 | ↓ -15% |
| United | Medicare|All Plans | $33.47 | ↓ -15% |
| Humana | Medicare|All Plans | $33.47 | ↓ -15% |
| Blue Shield CA | Medicare|All Other Plans | $33.47 | ↓ -15% |
| Health Net | Medicare|All Plans | $33.47 | ↓ -15% |
| IHCG | Medicare|All Plans | $33.47 | ↓ -15% |
| BCBS - Anthem | Medicare|All Plans | $33.47 | ↓ -15% |
| Central Health Plan | Medicare|All Plans | $33.47 | ↓ -15% |
| IHCG | Medicaid|All Plans | $33.47 | ↓ -15% |
| Inland Empire Health Plan | Medicare|All Plans | $33.47 | ↓ -15% |
| HPN | Commercial|All Plans | $33.48 | ↓ -15% |
| First Health | Commercial|All Plans | $35.07 | ↓ -11% |
| Molina | Medicaid|< 21 | $38.78 | ↓ -2% |
| Molina | Medicaid|> 21 | $38.78 | ↓ -2% |
| United | Commercial|HMO | $40.16 | ↑ +2% |
| United | Commercial|All Other Plans | $40.16 | ↑ +2% |
| HPN | Medicaid|All Plans | $40.34 | ↑ +2% |
| Health Net | Medicaid|All Plans | $41.60 | ↑ +6% |
| MultiPlan | Commercial|All Plans | $42.51 | ↑ +8% |
| Healthsmart | Commercial|All Plans | $43.57 | ↑ +11% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $44.63 | ↑ +13% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $44.63 | ↑ +13% |
| Blue Shield CA | Medicare|BlueShield Promise | $45.17 | ↑ +15% |
| DHMG | Commercial|All Plans | $48.53 | ↑ +23% |
| Redlands | Commercial|All Plans | $48.53 | ↑ +23% |
| Inland Empire Health Plan | Medicaid|All Plans | $53.13 | ↑ +35% |
| BCBS - Anthem | Commercial|MCS | $53.13 | ↑ +35% |
| Aetna | Commercial|Non-Gatekeeper | $53.13 | ↑ +35% |
| Aetna | Commercial|Gatekeeper | $53.13 | ↑ +35% |
| EPIC Health | Commercial|All Plans | $56.90 | ↑ +44% |
| Naphcare | Commercial|All Plans | $65.27 | ↑ +66% |
| Cigna | Commercial|PPO | $96.03 | ↑ +144% |
| Cigna | Commercial|All Other Plans | $96.03 | ↑ +144% |
| Care 1st | Medicaid|All Plans | $137.50 | ↑ +249% |
Visitor-reported prices
Comments
Chromosome karyotype study at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $46.24 | $27.50 – $137.50 |
| St. John's Camarillo Hospital | Camarillo | $16.65 | $10.26 – $88.82 |
| Arroyo Grande Hospital | Santa Maria | $16.27 | $12.50 – $86.26 |
| Mark Twain Medical Center | San Andreas | $23.31 | $18.95 – $34.30 |
| French Hospital | San Luis Obispo | $14.90 | $6.75 – $101.40 |
| Mercy Hospitals – Bakersfield | Bakersfield | $18.09 | $17.50 – $96.20 |
| Bakersfield Memorial Hospital | Bakersfield | $17.90 | $17.50 – $96.20 |
| St. Joseph's Behavioral Health Center | Stockton | $21.70 | $3.80 – $30.40 |