Chest CT scan (without contrast) at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$1,353.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,065.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$103.66 with IHCG vs $3,455.25 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IHCG | Medicaid|All Plans | $103.66 | ↓ -92% |
| IHCG | Medicare|All Plans | $103.96 | ↓ -92% |
| Kaiser | Medicaid|All Plans | $116.20 | ↓ -91% |
| Inland Empire Health Plan | Medicare|All Plans | $135.12 | ↓ -90% |
| Blue Shield CA | Medicare|All Other Plans | $135.12 | ↓ -90% |
| First Health | Medicare|All Plans | $135.12 | ↓ -90% |
| Molina | Medicare|All Plans | $135.12 | ↓ -90% |
| Epic Health | Medicare|All Plans | $135.12 | ↓ -90% |
| Patton | Medicare|All Plans | $135.12 | ↓ -90% |
| BCBS - Anthem | Medicare|All Plans | $135.12 | ↓ -90% |
| United | Medicare|All Plans | $135.12 | ↓ -90% |
| Central Health Plan | Medicare|All Plans | $135.12 | ↓ -90% |
| Kaiser | Medicare|All Plans | $135.12 | ↓ -90% |
| Health Net | Medicare|All Plans | $135.12 | ↓ -90% |
| Humana | Medicare|All Plans | $135.12 | ↓ -90% |
| Scan Health Plan | Medicare|All Plans | $135.12 | ↓ -90% |
| LA Care | Medicaid|< 21 | $182.63 | ↓ -87% |
| Partnership Health Plan | Medicaid|< 21 | $182.63 | ↓ -87% |
| Partnership Health Plan | Medicaid|> 21 | $182.63 | ↓ -87% |
| LA Care | Medicaid|> 21 | $182.63 | ↓ -87% |
| DHMG | Commercial|All Plans | $195.92 | ↓ -86% |
| EPIC Health | Commercial|All Plans | $229.70 | ↓ -83% |
| United | Commercial|All Other Plans | $245.18 | ↓ -82% |
| United | Commercial|HMO | $245.18 | ↓ -82% |
| Molina | Medicaid|< 21 | $257.51 | ↓ -81% |
| Molina | Medicaid|> 21 | $257.51 | ↓ -81% |
| Naphcare | Commercial|All Plans | $263.48 | ↓ -81% |
| HPN | Medicaid|All Plans | $267.92 | ↓ -80% |
| Health Net | Medicaid|All Plans | $276.29 | ↓ -80% |
| Inland Empire Health Plan | Medicaid|All Plans | $365.26 | ↓ -73% |
| BCBS - Anthem | Medicaid|All Plans | $500.70 | ↓ -63% |
| PrimeCare | Medicare|All Plans | $573.00 | ↓ -58% |
| Aetna | Commercial|Gatekeeper | $711.93 | ↓ -47% |
| PrimeCare | Commercial|All Plans | $829.00 | ↓ -39% |
| Aetna | Commercial|Non-Gatekeeper | $841.07 | ↓ -38% |
| Cigna | Commercial|PPO | $891.00 | ↓ -34% |
| Cigna | Commercial|All Other Plans | $891.00 | ↓ -34% |
| Care 1st | Medicaid|All Plans | $913.15 | ↓ -33% |
| BCBS - Anthem | Commercial|Exchange | $998.00 | ↓ -26% |
| Redlands | Commercial|All Plans | $1,178.85 | ↓ -13% |
| Kaiser | Commercial|All Plans | $1,219.50 | ↓ -10% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,425.00 | ↑ +5% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $1,425.00 | ↑ +5% |
| BCBS - Anthem | Commercial|MCS | $2,294.00 | ↑ +69% |
| HPN | Medicare|Senior | $2,398.35 | ↑ +77% |
| HPN | Commercial|All Plans | $2,560.95 | ↑ +89% |
| First Health | Commercial|All Plans | $2,682.90 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $3,252.00 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $3,333.30 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $3,455.25 | ↑ +155% |
Visitor-reported prices
Comments
Chest CT scan (without contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $1,364.99 | $135.12 – $3,491.00 |
| St. John's Camarillo Hospital | Camarillo | $1,830.41 | $135.12 – $3,259.62 |
| Banner Lassen Medical Center | Susanville | $1,552.80 | $21.27 – $2,647.13 |
| Petaluma Valley Hospital | Petaluma | $4,677.21 | $140.89 – $1,369.25 |
| Arroyo Grande Hospital | Santa Maria | $2,777.72 | $135.12 – $3,773.98 |
| Mark Twain Medical Center | San Andreas | $4,437.56 | $182.63 – $1,405.32 |
| French Hospital | San Luis Obispo | $1,733.43 | $134.73 – $1,768.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $762.41 | $135.12 – $1,644.00 |