Cath left heart transseptal punc at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,548.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$10,656.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$189.50 with LA Care vs $32,828.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $189.50 ↓ -95%
Partnership Health Plan Medicaid|< 21 $189.50 ↓ -95%
Partnership Health Plan Medicaid|> 21 $189.50 ↓ -95%
LA Care Medicaid|> 21 $189.50 ↓ -95%
Health Net Medicaid|All Plans $233.09 ↓ -93%
BCBS - Anthem Medicaid|All Plans $247.71 ↓ -93%
Molina Medicaid|> 21 $295.32 ↓ -92%
Molina Medicaid|< 21 $295.32 ↓ -92%
HPN Medicaid|All Plans $307.26 ↓ -91%
Inland Empire Health Plan Medicaid|All Plans $330.28 ↓ -91%
Care 1st Medicaid|All Plans $1,047.25 ↓ -70%
Redlands Commercial|All Plans $3,090.24 ↓ -13%
Kaiser Commercial|All Plans $3,196.80 ↓ -10%
United Commercial|All Other Plans $4,901.76 ↑ +38%
BCBS - Anthem Commercial|Non-MCS HMO $5,357.00 ↑ +51%
First Health Commercial|All Plans $7,032.96 ↑ +98%
HPN Medicare|Senior $7,139.52 ↑ +101%
HPN Commercial|All Plans $7,778.88 ↑ +119%
MultiPlan Commercial|All Plans $8,524.80 ↑ +140%
Healthsmart Commercial|All Plans $8,737.92 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $9,057.60 ↑ +155%
United Commercial|HMO $10,229.76 ↑ +188%
BCBS - Anthem Commercial|Exchange $14,273.00 ↑ +302%
BCBS - Anthem Commercial|Non-MCS PPO $20,390.00 ↑ +475%
BCBS - Anthem Commercial|MCS $32,828.00 ↑ +825%

Visitor-reported prices

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Cath left heart transseptal punc at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $2,819.11 $189.50 – $7,210.00
St. John's Camarillo Hospital Camarillo $4,725.15 $233.09 – $8,414.64
Arroyo Grande Hospital Santa Maria $853.01 $189.50 – $1,953.14
French Hospital San Luis Obispo $827.91 $189.50 – $2,069.76
Bakersfield Memorial Hospital Bakersfield $3,531.28 $189.50 – $9,525.78
Queen of The Valley Medical Center Napa $9,107.07 $2,747.00 – $12,563.00
St. Joseph's Medical Center Stockton Stockton $5,157.94 $165.14 – $14,736.96
Santa Rosa Memorial Hospital Santa Rosa $7,803.51 $1,716.00 – $12,908.00

All California hospitals for this procedure →