Cath hawkone s directional at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,875.79

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$17,645.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,087.00 with Redlands vs $8,869.75 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Redlands Commercial|All Plans $2,087.00 ↓ -64%
Kaiser Medicaid|All Plans $2,087.00 ↓ -64%
PrimeCare Commercial|All Plans $2,295.70 ↓ -61%
PrimeCare Medicare|All Plans $2,295.70 ↓ -61%
Molina Medicaid|< 21 $2,400.05 ↓ -59%
Molina Medicaid|> 21 $2,400.05 ↓ -59%
BCBS - Anthem Medicaid|All Plans $2,608.75 ↓ -56%
Kaiser Commercial|All Plans $3,130.50 ↓ -47%
BCBS - Anthem Commercial|Exchange $3,130.50 ↓ -47%
Blue Shield CA Commercial|Exchange $3,547.90 ↓ -40%
Aetna Commercial|Gatekeeper $3,965.30 ↓ -33%
BCBS - Anthem Commercial|Non-MCS HMO $4,278.35 ↓ -27%
BCBS - Anthem Commercial|MCS $4,487.05 ↓ -24%
BCBS - Anthem Commercial|Non-MCS PPO $4,487.05 ↓ -24%
Cigna Commercial|PPO $4,591.40 ↓ -22%
Cigna Commercial|All Other Plans $4,591.40 ↓ -22%
Inland Empire Health Plan Medicaid|All Plans $4,695.75 ↓ -20%
Aetna Commercial|Non-Gatekeeper $4,800.10 ↓ -18%
Health Net Commercial|EPPO $4,904.45 ↓ -17%
HPN Medicare|Senior $4,904.45 ↓ -17%
HPN Commercial|All Plans $5,008.80 ↓ -15%
HPN Medicaid|All Plans $5,008.80 ↓ -15%
Blue Shield CA Commercial|All Other Plans $5,426.20 ↓ -8%
Health Net Commercial|Care Product $5,530.55 ↓ -6%
United Commercial|All Other Plans $6,052.30 ↑ +3%
Health Net Commercial|All Other Plans $6,052.30 ↑ +3%
United Commercial|HMO $6,365.35 ↑ +8%
First Health Commercial|All Plans $6,887.10 ↑ +17%
MultiPlan Commercial|All Plans $8,348.00 ↑ +42%
Healthsmart Commercial|All Plans $8,556.70 ↑ +46%
Blue Shield CA Medicare|BlueShield Promise $8,869.75 ↑ +51%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cath hawkone s directional at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $6,899.20 $2,191.35 – $10,435.00
St. John's Camarillo Hospital Camarillo $7,999.20 $1,724.76 – $4,982.64
Banner Lassen Medical Center Susanville $6,475.07 $2,002.85 – $4,738.45
Petaluma Valley Hospital Petaluma $15,119.46 not published
Arroyo Grande Hospital Santa Maria $7,817.85 $1,910.61 – $8,140.86
French Hospital San Luis Obispo $7,160.28 $1,578.33 – $8,140.86
Mercy Hospitals – Bakersfield Bakersfield $5,791.31 $2,307.50 – $8,307.00
Bakersfield Memorial Hospital Bakersfield $7,448.27 $2,307.50 – $8,953.10

All California hospitals for this procedure →