Carotene at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$4.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13.38
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.48 with Blue Shield CA vs $58.80 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|Exchange | $3.48 | ↓ -22% |
| Kaiser | Commercial|All Plans | $4.02 | ↓ -10% |
| Blue Shield CA | Commercial|All Other Plans | $5.22 | ↑ +17% |
| HPN | Medicare|Senior | $7.90 | ↑ +77% |
| BCBS - Anthem | Commercial|Exchange | $7.90 | ↑ +77% |
| Kaiser | Medicaid|All Plans | $7.93 | ↑ +78% |
| HPN | Commercial|All Plans | $8.43 | ↑ +89% |
| First Health | Commercial|All Plans | $8.84 | ↑ +98% |
| IHCG | Medicare|All Plans | $9.22 | ↑ +107% |
| Humana | Medicare|All Plans | $9.22 | ↑ +107% |
| First Health | Medicare|All Plans | $9.22 | ↑ +107% |
| Molina | Medicare|All Plans | $9.22 | ↑ +107% |
| United | Medicare|All Plans | $9.22 | ↑ +107% |
| Health Net | Medicare|All Plans | $9.22 | ↑ +107% |
| Kaiser | Medicare|All Plans | $9.22 | ↑ +107% |
| Central Health Plan | Medicare|All Plans | $9.22 | ↑ +107% |
| BCBS - Anthem | Medicare|All Plans | $9.22 | ↑ +107% |
| Blue Shield CA | Medicare|All Other Plans | $9.22 | ↑ +107% |
| Scan Health Plan | Medicare|All Plans | $9.22 | ↑ +107% |
| Inland Empire Health Plan | Medicare|All Plans | $9.22 | ↑ +107% |
| Epic Health | Medicare|All Plans | $9.22 | ↑ +107% |
| Patton | Medicare|All Plans | $9.22 | ↑ +107% |
| IHCG | Medicaid|All Plans | $9.22 | ↑ +107% |
| MultiPlan | Commercial|All Plans | $10.71 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $10.98 | ↑ +146% |
| United | Commercial|HMO | $11.06 | ↑ +148% |
| United | Commercial|All Other Plans | $11.06 | ↑ +148% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $11.24 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $11.24 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $11.38 | ↑ +155% |
| Partnership Health Plan | Medicaid|< 21 | $11.76 | ↑ +164% |
| LA Care | Medicaid|> 21 | $11.76 | ↑ +164% |
| LA Care | Medicaid|< 21 | $11.76 | ↑ +164% |
| Partnership Health Plan | Medicaid|> 21 | $11.76 | ↑ +164% |
| DHMG | Commercial|All Plans | $13.37 | ↑ +200% |
| Redlands | Commercial|All Plans | $13.37 | ↑ +200% |
| BCBS - Anthem | Medicaid|All Plans | $13.38 | ↑ +200% |
| Inland Empire Health Plan | Medicaid|All Plans | $13.38 | ↑ +200% |
| Aetna | Commercial|Gatekeeper | $13.38 | ↑ +200% |
| Aetna | Commercial|Non-Gatekeeper | $13.38 | ↑ +200% |
| BCBS - Anthem | Commercial|MCS | $13.38 | ↑ +200% |
| Molina | Medicaid|> 21 | $13.38 | ↑ +200% |
| Molina | Medicaid|< 21 | $13.38 | ↑ +200% |
| EPIC Health | Commercial|All Plans | $15.67 | ↑ +251% |
| Health Net | Medicaid|All Plans | $16.46 | ↑ +269% |
| HPN | Medicaid|All Plans | $17.25 | ↑ +287% |
| Naphcare | Commercial|All Plans | $17.98 | ↑ +303% |
| Cigna | Commercial|All Other Plans | $26.43 | ↑ +493% |
| Cigna | Commercial|PPO | $26.43 | ↑ +493% |
| Care 1st | Medicaid|All Plans | $58.80 | ↑ +1218% |
Visitor-reported prices
Comments
Carotene at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $5.24 | $2.68 – $58.80 |
| Banner Lassen Medical Center | Susanville | $10.02 | $1.84 – $15.52 |
| Petaluma Valley Hospital | Petaluma | $33.89 | $9.04 – $75.35 |
| Arroyo Grande Hospital | Santa Maria | $5.73 | $6.69 – $23.74 |
| Mark Twain Medical Center | San Andreas | $8.92 | $7.25 – $13.12 |
| French Hospital | San Luis Obispo | $5.25 | $3.62 – $27.91 |
| Mercy Hospitals – Bakersfield | Bakersfield | $4.97 | $6.00 – $26.48 |
| Bakersfield Memorial Hospital | Bakersfield | $4.92 | $6.00 – $26.48 |