Cardioversion/elective/internal 92961 at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$495.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,488.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$198.27 with LA Care vs $7,111.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $198.27 ↓ -60%
Partnership Health Plan Medicaid|> 21 $198.27 ↓ -60%
Partnership Health Plan Medicaid|< 21 $198.27 ↓ -60%
LA Care Medicaid|> 21 $198.27 ↓ -60%
Health Net Medicaid|All Plans $243.87 ↓ -51%
BCBS - Anthem Medicaid|All Plans $371.76 ↓ -25%
Redlands Commercial|All Plans $431.52 ↓ -13%
Molina Medicaid|< 21 $443.21 ↓ -11%
Molina Medicaid|> 21 $443.21 ↓ -11%
Kaiser Commercial|All Plans $446.40 ↓ -10%
HPN Medicaid|All Plans $461.12 ↓ -7%
Inland Empire Health Plan Medicaid|All Plans $495.67 ↑ +0%
IHCG Medicaid|All Plans $620.24 ↑ +25%
IHCG Medicare|All Plans $622.01 ↑ +26%
Kaiser Medicaid|All Plans $715.06 ↑ +44%
Kaiser Medicare|All Plans $831.46 ↑ +68%
Humana Medicare|All Plans $831.46 ↑ +68%
First Health Medicare|All Plans $831.46 ↑ +68%
Molina Medicare|All Plans $831.46 ↑ +68%
United Medicare|All Plans $831.46 ↑ +68%
Health Net Medicare|All Plans $831.46 ↑ +68%
Central Health Plan Medicare|All Plans $831.46 ↑ +68%
BCBS - Anthem Medicare|All Plans $831.46 ↑ +68%
Blue Shield CA Medicare|All Other Plans $831.46 ↑ +68%
Scan Health Plan Medicare|All Plans $831.46 ↑ +68%
Inland Empire Health Plan Medicare|All Plans $831.46 ↑ +68%
Epic Health Medicare|All Plans $831.46 ↑ +68%
Patton Medicare|All Plans $831.46 ↑ +68%
HPN Medicare|Senior $877.92 ↑ +77%
HPN Commercial|All Plans $937.44 ↑ +89%
First Health Commercial|All Plans $982.08 ↑ +98%
BCBS - Anthem Commercial|Non-MCS HMO $1,162.00 ↑ +135%
MultiPlan Commercial|All Plans $1,190.40 ↑ +140%
DHMG Commercial|All Plans $1,205.62 ↑ +143%
Healthsmart Commercial|All Plans $1,220.16 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $1,264.80 ↑ +155%
EPIC Health Commercial|All Plans $1,413.48 ↑ +185%
Care 1st Medicaid|All Plans $1,571.65 ↑ +217%
Naphcare Commercial|All Plans $1,621.35 ↑ +227%
BCBS - Anthem Commercial|Exchange $3,092.00 ↑ +524%
BCBS - Anthem Commercial|Non-MCS PPO $4,417.00 ↑ +791%
United Commercial|All Other Plans $6,210.00 ↑ +1153%
United Commercial|HMO $6,367.00 ↑ +1185%
BCBS - Anthem Commercial|MCS $7,111.00 ↑ +1335%

Visitor-reported prices

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Cardioversion/elective/internal 92961 at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $565.00 $198.27 – $8,268.00
Petaluma Valley Hospital Petaluma $9,451.32 $890.70 – $2,695.00
Bakersfield Memorial Hospital Bakersfield $509.40 $198.27 – $1,096.52
Queen of The Valley Medical Center Napa $830.79 $938.45 – $6,200.00
Providence St Joseph Hospital Eureka Eureka $4,171.80 $850.08 – $8,018.00
St. Joseph's Medical Center Stockton Stockton $408.08 $198.27 – $1,138.16
Santa Rosa Memorial Hospital Santa Rosa $3,271.14 $919.68 – $4,042.00
Providence Mission Hospital - Mission Viejo Mission Viejo $1,044.96 $722.57 – $1,894.00

All California hospitals for this procedure →