Cardiac rehabilitation op phase 2 w/continous ecg monitoring at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$180.82

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$543.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.25 with LA Care vs $543.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $22.25 ↓ -88%
Partnership Health Plan Medicaid|> 21 $22.25 ↓ -88%
Partnership Health Plan Medicaid|< 21 $22.25 ↓ -88%
LA Care Medicaid|> 21 $22.25 ↓ -88%
Molina Medicaid|< 21 $31.37 ↓ -83%
Molina Medicaid|> 21 $31.37 ↓ -83%
HPN Medicaid|All Plans $32.64 ↓ -82%
BCBS - Anthem Medicaid|All Plans $33.38 ↓ -82%
Health Net Medicaid|All Plans $33.67 ↓ -81%
Inland Empire Health Plan Medicaid|All Plans $44.50 ↓ -75%
Care 1st Medicaid|All Plans $111.25 ↓ -38%
IHCG Medicaid|All Plans $127.21 ↓ -30%
IHCG Medicare|All Plans $127.58 ↓ -29%
Kaiser Medicaid|All Plans $137.58 ↓ -24%
Redlands Commercial|All Plans $157.47 ↓ -13%
Kaiser Medicare|All Plans $159.98 ↓ -12%
Humana Medicare|All Plans $159.98 ↓ -12%
First Health Medicare|All Plans $159.98 ↓ -12%
Molina Medicare|All Plans $159.98 ↓ -12%
United Medicare|All Plans $159.98 ↓ -12%
Health Net Medicare|All Plans $159.98 ↓ -12%
Central Health Plan Medicare|All Plans $159.98 ↓ -12%
BCBS - Anthem Medicare|All Plans $159.98 ↓ -12%
Blue Shield CA Medicare|All Other Plans $159.98 ↓ -12%
Scan Health Plan Medicare|All Plans $159.98 ↓ -12%
Inland Empire Health Plan Medicare|All Plans $159.98 ↓ -12%
Epic Health Medicare|All Plans $159.98 ↓ -12%
Patton Medicare|All Plans $159.98 ↓ -12%
Kaiser Commercial|All Plans $162.90 ↓ -10%
DHMG Commercial|All Plans $231.97 ↑ +28%
BCBS - Anthem Commercial|Exchange $261.81 ↑ +45%
EPIC Health Commercial|All Plans $271.97 ↑ +50%
United Commercial|All Other Plans $276.00 ↑ +53%
United Commercial|HMO $285.00 ↑ +58%
Naphcare Commercial|All Plans $311.96 ↑ +73%
HPN Medicare|Senior $320.37 ↑ +77%
HPN Commercial|All Plans $342.09 ↑ +89%
First Health Commercial|All Plans $358.38 ↑ +98%
BCBS - Anthem Commercial|Non-MCS HMO $373.96 ↑ +107%
BCBS - Anthem Commercial|Non-MCS PPO $373.96 ↑ +107%
MultiPlan Commercial|All Plans $434.40 ↑ +140%
Healthsmart Commercial|All Plans $445.26 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $461.55 ↑ +155%
BCBS - Anthem Commercial|MCS $543.00 ↑ +200%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cardiac rehabilitation op phase 2 w/continous ecg monitoring at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $120.82 $22.25 – $311.96
St. John's Camarillo Hospital Camarillo $326.31 $18.93 – $581.10
Arroyo Grande Hospital Santa Maria $299.60 $22.25 – $686.00
Mark Twain Medical Center San Andreas $217.79 $22.25 – $320.46
French Hospital San Luis Obispo $274.40 $22.25 – $686.00
Bakersfield Memorial Hospital Bakersfield $132.12 $22.25 – $284.40
Providence St Joseph Hospital Eureka Eureka $297.33 $165.80 – $308.18
St. Joseph's Medical Center Stockton Stockton $143.18 $22.25 – $414.00

All California hospitals for this procedure →