Calcium acetate(phosphate binders) 667 mg tablet at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$15.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.00 with Redlands vs $15.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Redlands Commercial|All Plans $3.00 ↓ -40%
PrimeCare Medicare|All Plans $3.30 ↓ -34%
PrimeCare Commercial|All Plans $3.30 ↓ -34%
HPN Medicare|Senior $3.60 ↓ -28%
BCBS - Anthem Medicaid|All Plans $3.75 ↓ -25%
HPN Commercial|All Plans $4.05 ↓ -19%
Kaiser Commercial|All Plans $4.50 ↓ -10%
Cigna Commercial|PPO $6.75 ↑ +35%
Cigna Commercial|All Other Plans $6.75 ↑ +35%
United Commercial|All Other Plans $6.90 ↑ +38%
BCBS - Anthem Commercial|Exchange $9.45 ↑ +89%
First Health Commercial|All Plans $9.90 ↑ +98%
MultiPlan Commercial|All Plans $12.00 ↑ +140%
Healthsmart Commercial|All Plans $12.30 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $12.75 ↑ +155%
BCBS - Anthem Commercial|Non-MCS HMO $13.50 ↑ +170%
BCBS - Anthem Commercial|Non-MCS PPO $13.50 ↑ +170%
United Commercial|HMO $14.40 ↑ +188%
BCBS - Anthem Commercial|MCS $15.00 ↑ +200%

Visitor-reported prices

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Calcium acetate(phosphate binders) 667 mg tablet at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $3.91 $0.84 – $4.00
St. John's Camarillo Hospital Camarillo $6.57 $4.05 – $11.70
Arroyo Grande Hospital Santa Maria $4.71 $4.95 – $10.78
French Hospital San Luis Obispo $4.32 $2.97 – $10.78
Mercy Hospitals – Bakersfield Bakersfield $1.12 $0.80 – $2.00
Bakersfield Memorial Hospital Bakersfield $1.11 $0.50 – $2.00
St. Joseph's Behavioral Health Center Stockton $1.72 $0.20 – $1.60
St. Joseph's Medical Center Stockton Stockton $2.36 $2.08 – $8.00

All California hospitals for this procedure →