Bypass temp external fem-fem at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$583.18 with IHCG vs $2,148.00 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IHCG Medicaid|All Plans $583.18
IHCG Medicare|All Plans $584.85
Kaiser Medicaid|All Plans $675.58
Molina Medicare|All Plans $785.56
Kaiser Medicare|All Plans $785.56
Humana Medicare|All Plans $785.56
First Health Medicare|All Plans $785.56
United Medicare|All Plans $785.56
Health Net Medicare|All Plans $785.56
Central Health Plan Medicare|All Plans $785.56
BCBS - Anthem Medicare|All Plans $785.56
Blue Shield CA Medicare|All Other Plans $785.56
Scan Health Plan Medicare|All Plans $785.56
Inland Empire Health Plan Medicare|All Plans $785.56
Epic Health Medicare|All Plans $785.56
Patton Medicare|All Plans $785.56
DHMG Commercial|All Plans $1,139.06
EPIC Health Commercial|All Plans $1,335.45
Naphcare Commercial|All Plans $1,531.84
Health Net Commercial|EPPO $1,633.00
Blue Shield CA Commercial|All Other Plans $1,846.00
Health Net Commercial|Care Product $1,860.00
Health Net Commercial|All Other Plans $2,025.00
Blue Shield CA Commercial|Exchange $2,148.00
HPN Medicare|Senior not published by hospital
United Commercial|HMO not published by hospital
First Health Commercial|All Plans not published by hospital
Kaiser Commercial|All Plans not published by hospital
Care 1st Medicaid|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital
Redlands Commercial|All Plans not published by hospital
Blue Shield CA Medicare|BlueShield Promise not published by hospital
HPN Commercial|All Plans not published by hospital
United Commercial|All Other Plans not published by hospital

Visitor-reported prices

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Bypass temp external fem-fem at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino not published $785.56 – $1,531.84
Petaluma Valley Hospital Petaluma $1,322.94 $845.36 – $2,695.00
Mercy Hospitals – Bakersfield Bakersfield $563.92 $410.40 – $1,216.00
Bakersfield Memorial Hospital Bakersfield $557.84 $760.00 – $1,200.80
Queen of The Valley Medical Center Napa $1,009.80 $890.68 – $5,592.00
Providence St Joseph Hospital Eureka Eureka $3,641.40 $806.82 – $5,835.00
Healdsburg Hospital Healdsburg $602.82 $845.19 – $5,198.77
Redwood Memorial Hospital Fortuna $981.24 $3,331.00 – $25,998.00

All California hospitals for this procedure →