Bundled special stain group 2 at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$65.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$196.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.25 with Redlands vs $278.43 with EPIC Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Redlands Commercial|All Plans $7.25 ↓ -89%
Kaiser Commercial|All Plans $7.50 ↓ -89%
BCBS - Anthem Commercial|Exchange $14.75 ↓ -77%
HPN Medicare|Senior $14.75 ↓ -77%
HPN Commercial|All Plans $15.75 ↓ -76%
First Health Commercial|All Plans $16.50 ↓ -75%
MultiPlan Commercial|All Plans $20.00 ↓ -69%
Healthsmart Commercial|All Plans $20.50 ↓ -69%
BCBS - Anthem Commercial|Non-MCS HMO $21.00 ↓ -68%
BCBS - Anthem Commercial|Non-MCS PPO $21.00 ↓ -68%
Blue Shield CA Medicare|BlueShield Promise $21.25 ↓ -67%
Patton Medicare|All Plans $25.00 ↓ -62%
Epic Health Medicare|All Plans $25.00 ↓ -62%
Kaiser Medicare|All Plans $25.00 ↓ -62%
Central Health Plan Medicare|All Plans $25.00 ↓ -62%
BCBS - Anthem Medicaid|All Plans $25.00 ↓ -62%
BCBS - Anthem Medicare|All Plans $25.00 ↓ -62%
BCBS - Anthem Commercial|MCS $25.00 ↓ -62%
Inland Empire Health Plan Medicare|All Plans $25.00 ↓ -62%
LA Care Medicaid|< 21 $25.00 ↓ -62%
Humana Medicare|All Plans $25.00 ↓ -62%
Aetna Commercial|Gatekeeper $25.00 ↓ -62%
Aetna Commercial|Non-Gatekeeper $25.00 ↓ -62%
First Health Medicare|All Plans $25.00 ↓ -62%
Molina Medicare|All Plans $25.00 ↓ -62%
Molina Medicaid|< 21 $25.00 ↓ -62%
Molina Medicaid|> 21 $25.00 ↓ -62%
United Commercial|All Other Plans $25.00 ↓ -62%
United Commercial|HMO $25.00 ↓ -62%
Health Net Medicare|All Plans $25.00 ↓ -62%
Scan Health Plan Medicare|All Plans $25.00 ↓ -62%
Inland Empire Health Plan Medicaid|All Plans $25.00 ↓ -62%
LA Care Medicaid|> 21 $25.00 ↓ -62%
Partnership Health Plan Medicaid|< 21 $25.00 ↓ -62%
Partnership Health Plan Medicaid|> 21 $25.00 ↓ -62%
Health Net Medicaid|All Plans $30.75 ↓ -53%
DHMG Commercial|All Plans $36.25 ↓ -44%
IHCG Medicaid|All Plans $38.65 ↓ -41%
IHCG Medicare|All Plans $38.76 ↓ -41%
Naphcare Commercial|All Plans $48.75 ↓ -25%
HPN Medicaid|All Plans $72.09 ↑ +10%
Kaiser Medicaid|All Plans $140.85 ↑ +116%
Blue Shield CA Medicare|All Other Plans $163.78 ↑ +151%
United Medicare|All Plans $163.78 ↑ +151%
Cigna Commercial|PPO $201.50 ↑ +209%
Cigna Commercial|All Other Plans $201.50 ↑ +209%
Care 1st Medicaid|All Plans $245.70 ↑ +276%
EPIC Health Commercial|All Plans $278.43 ↑ +327%

Visitor-reported prices

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Bundled special stain group 2 at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $69.02 $13.75 – $245.70
St. John's Camarillo Hospital Camarillo $75.34 $16.20 – $186.38
Petaluma Valley Hospital Petaluma $165.24 $23.74 – $182.96
Arroyo Grande Hospital Santa Maria $130.63 $16.50 – $181.00
Mark Twain Medical Center San Andreas $70.60 $19.15 – $72.52
French Hospital San Luis Obispo $119.64 $8.91 – $212.78
Mercy Hospitals – Bakersfield Bakersfield $37.48 $19.09 – $201.86
Bakersfield Memorial Hospital Bakersfield $37.07 $19.09 – $201.86

All California hospitals for this procedure →