Bundle his recording at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,155.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15,482.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$187.56 with LA Care vs $18,800.81 with Naphcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $187.56 ↓ -96%
Partnership Health Plan Medicaid|< 21 $187.56 ↓ -96%
Partnership Health Plan Medicaid|> 21 $187.56 ↓ -96%
LA Care Medicaid|> 21 $187.56 ↓ -96%
Health Net Medicaid|All Plans $230.70 ↓ -96%
BCBS - Anthem Medicaid|All Plans $351.68 ↓ -93%
Molina Medicaid|< 21 $419.26 ↓ -92%
Molina Medicaid|> 21 $419.26 ↓ -92%
HPN Medicaid|All Plans $436.21 ↓ -92%
Inland Empire Health Plan Medicaid|All Plans $468.91 ↓ -91%
Care 1st Medicaid|All Plans $1,486.75 ↓ -71%
BCBS - Anthem Commercial|Non-MCS HMO $1,622.00 ↓ -69%
BCBS - Anthem Commercial|Exchange $4,334.00 ↓ -16%
Redlands Commercial|All Plans $4,489.78 ↓ -13%
Kaiser Commercial|All Plans $4,644.60 ↓ -10%
BCBS - Anthem Commercial|Non-MCS PPO $6,191.00 ↑ +20%
United Commercial|All Other Plans $6,210.00 ↑ +20%
United Commercial|HMO $6,367.00 ↑ +23%
IHCG Medicaid|All Plans $6,804.94 ↑ +32%
IHCG Medicare|All Plans $6,824.36 ↑ +32%
Kaiser Medicaid|All Plans $8,291.64 ↑ +61%
HPN Medicare|Senior $9,134.38 ↑ +77%
BCBS - Anthem Medicare|All Plans $9,641.44 ↑ +87%
Kaiser Medicare|All Plans $9,641.44 ↑ +87%
Humana Medicare|All Plans $9,641.44 ↑ +87%
Blue Shield CA Medicare|All Other Plans $9,641.44 ↑ +87%
Health Net Medicare|All Plans $9,641.44 ↑ +87%
Scan Health Plan Medicare|All Plans $9,641.44 ↑ +87%
United Medicare|All Plans $9,641.44 ↑ +87%
Molina Medicare|All Plans $9,641.44 ↑ +87%
First Health Medicare|All Plans $9,641.44 ↑ +87%
Inland Empire Health Plan Medicare|All Plans $9,641.44 ↑ +87%
Epic Health Medicare|All Plans $9,641.44 ↑ +87%
Patton Medicare|All Plans $9,641.44 ↑ +87%
Central Health Plan Medicare|All Plans $9,641.44 ↑ +87%
HPN Commercial|All Plans $9,753.66 ↑ +89%
BCBS - Anthem Commercial|MCS $9,968.00 ↑ +93%
First Health Commercial|All Plans $10,218.12 ↑ +98%
Cigna Commercial|All Other Plans $12,075.96 ↑ +134%
Cigna Commercial|PPO $12,075.96 ↑ +134%
MultiPlan Commercial|All Plans $12,385.60 ↑ +140%
Healthsmart Commercial|All Plans $12,695.24 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $13,159.70 ↑ +155%
DHMG Commercial|All Plans $13,980.09 ↑ +171%
EPIC Health Commercial|All Plans $16,390.45 ↑ +218%
Naphcare Commercial|All Plans $18,800.81 ↑ +265%

Visitor-reported prices

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Bundle his recording at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $5,877.13 $187.56 – $18,800.81
St. John's Camarillo Hospital Camarillo $3,008.63 $230.70 – $13,738.00
Arroyo Grande Hospital Santa Maria $3,072.19 $187.56 – $7,178.00
French Hospital San Luis Obispo $2,813.78 $187.56 – $7,178.00
Bakersfield Memorial Hospital Bakersfield $2,508.82 $187.56 – $6,836.00
St. Joseph's Medical Center Stockton Stockton $7,464.66 $187.56 – $20,819.80
Providence Mission Hospital - Mission Viejo Mission Viejo $2,497.92 $3,281.00 – $18,558.59
Mercy Medical Center Merced Merced $3,149.74 $187.56 – $6,116.00

All California hospitals for this procedure →