Brain MRA (blood vessel MRI, without contrast) at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,909.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,735.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$210.94 with Partnership Health Plan vs $5,215.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $210.94 ↓ -89%
LA Care Medicaid|> 21 $210.94 ↓ -89%
LA Care Medicaid|< 21 $210.94 ↓ -89%
Partnership Health Plan Medicaid|> 21 $210.94 ↓ -89%
IHCG Medicaid|All Plans $215.55 ↓ -89%
IHCG Medicare|All Plans $216.17 ↓ -89%
Kaiser Medicaid|All Plans $264.13 ↓ -86%
Molina Medicaid|> 21 $297.43 ↓ -84%
Molina Medicaid|< 21 $297.43 ↓ -84%
Epic Health Medicare|All Plans $307.13 ↓ -84%
BCBS - Anthem Medicare|All Plans $307.13 ↓ -84%
Patton Medicare|All Plans $307.13 ↓ -84%
Central Health Plan Medicare|All Plans $307.13 ↓ -84%
Kaiser Medicare|All Plans $307.13 ↓ -84%
Humana Medicare|All Plans $307.13 ↓ -84%
Scan Health Plan Medicare|All Plans $307.13 ↓ -84%
First Health Medicare|All Plans $307.13 ↓ -84%
Molina Medicare|All Plans $307.13 ↓ -84%
United Medicare|All Plans $307.13 ↓ -84%
Blue Shield CA Medicare|All Other Plans $307.13 ↓ -84%
Health Net Medicare|All Plans $307.13 ↓ -84%
Inland Empire Health Plan Medicare|All Plans $307.13 ↓ -84%
HPN Medicaid|All Plans $309.45 ↓ -84%
BCBS - Anthem Medicaid|All Plans $316.41 ↓ -83%
Health Net Medicaid|All Plans $319.14 ↓ -83%
Inland Empire Health Plan Medicaid|All Plans $421.88 ↓ -78%
DHMG Commercial|All Plans $445.34 ↓ -77%
United Commercial|HMO $517.79 ↓ -73%
United Commercial|All Other Plans $517.79 ↓ -73%
EPIC Health Commercial|All Plans $522.12 ↓ -73%
Naphcare Commercial|All Plans $598.90 ↓ -69%
Blue Shield CA Medicare|BlueShield Promise $735.00 ↓ -62%
PrimeCare Medicare|All Plans $820.00 ↓ -57%
Cigna Commercial|PPO $1,004.00 ↓ -47%
Cigna Commercial|All Other Plans $1,004.00 ↓ -47%
Care 1st Medicaid|All Plans $1,054.70 ↓ -45%
Aetna Commercial|Gatekeeper $1,141.35 ↓ -40%
PrimeCare Commercial|All Plans $1,186.00 ↓ -38%
Aetna Commercial|Non-Gatekeeper $1,348.38 ↓ -29%
Redlands Commercial|All Plans $1,663.15 ↓ -13%
Kaiser Commercial|All Plans $1,720.50 ↓ -10%
BCBS - Anthem Commercial|Exchange $2,267.00 ↑ +19%
BCBS - Anthem Commercial|Non-MCS HMO $3,239.00 ↑ +70%
BCBS - Anthem Commercial|Non-MCS PPO $3,239.00 ↑ +70%
HPN Medicare|Senior $3,383.65 ↑ +77%
HPN Commercial|All Plans $3,613.05 ↑ +89%
First Health Commercial|All Plans $3,785.10 ↑ +98%
MultiPlan Commercial|All Plans $4,588.00 ↑ +140%
Healthsmart Commercial|All Plans $4,702.70 ↑ +146%
BCBS - Anthem Commercial|MCS $5,215.00 ↑ +173%

Visitor-reported prices

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Brain MRA (blood vessel MRI, without contrast) at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $2,259.59 $210.94 – $5,779.00
St. John's Camarillo Hospital Camarillo $2,761.59 $307.13 – $4,917.90
Banner Lassen Medical Center Susanville $558.90 $48.34 – $2,007.90
Petaluma Valley Hospital Petaluma $6,644.28 $321.54 – $2,658.71
Arroyo Grande Hospital Santa Maria $1,985.07 $210.94 – $3,454.50
Mark Twain Medical Center San Andreas $8,521.47 $210.94 – $3,256.54
French Hospital San Luis Obispo $1,599.76 $210.94 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $1,763.00 $210.94 – $3,801.60

All California hospitals for this procedure →