Brain MRA (blood vessel MRI, with contrast) at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,769.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,316.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$222.78 with LA Care vs $6,819.12 with Healthsmart — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $222.78 ↓ -92%
Partnership Health Plan Medicaid|> 21 $222.78 ↓ -92%
Partnership Health Plan Medicaid|< 21 $222.78 ↓ -92%
LA Care Medicaid|> 21 $222.78 ↓ -92%
Molina Medicaid|< 21 $314.12 ↓ -89%
Molina Medicaid|> 21 $314.12 ↓ -89%
HPN Medicaid|All Plans $326.82 ↓ -88%
BCBS - Anthem Medicaid|All Plans $334.17 ↓ -88%
Health Net Medicaid|All Plans $337.04 ↓ -88%
IHCG Medicaid|All Plans $353.19 ↓ -87%
IHCG Medicare|All Plans $354.20 ↓ -87%
Kaiser Medicaid|All Plans $390.24 ↓ -86%
Inland Empire Health Plan Medicaid|All Plans $445.56 ↓ -84%
Humana Medicare|All Plans $453.77 ↓ -84%
Molina Medicare|All Plans $453.77 ↓ -84%
United Medicare|All Plans $453.77 ↓ -84%
Health Net Medicare|All Plans $453.77 ↓ -84%
Patton Medicare|All Plans $453.77 ↓ -84%
Kaiser Medicare|All Plans $453.77 ↓ -84%
Central Health Plan Medicare|All Plans $453.77 ↓ -84%
BCBS - Anthem Medicare|All Plans $453.77 ↓ -84%
Epic Health Medicare|All Plans $453.77 ↓ -84%
Inland Empire Health Plan Medicare|All Plans $453.77 ↓ -84%
Blue Shield CA Medicare|All Other Plans $453.77 ↓ -84%
Scan Health Plan Medicare|All Plans $453.77 ↓ -84%
First Health Medicare|All Plans $453.77 ↓ -84%
DHMG Commercial|All Plans $657.97 ↓ -76%
Blue Shield CA Medicare|BlueShield Promise $735.00 ↓ -73%
EPIC Health Commercial|All Plans $771.41 ↓ -72%
PrimeCare Medicare|All Plans $820.00 ↓ -70%
United Commercial|All Other Plans $828.27 ↓ -70%
United Commercial|HMO $828.27 ↓ -70%
Naphcare Commercial|All Plans $884.85 ↓ -68%
Cigna Commercial|All Other Plans $1,004.00 ↓ -64%
Cigna Commercial|PPO $1,004.00 ↓ -64%
Care 1st Medicaid|All Plans $1,113.90 ↓ -60%
Aetna Commercial|Gatekeeper $1,141.35 ↓ -59%
PrimeCare Commercial|All Plans $1,186.00 ↓ -57%
Aetna Commercial|Non-Gatekeeper $1,348.38 ↓ -51%
BCBS - Anthem Commercial|Exchange $2,267.00 ↓ -18%
Redlands Commercial|All Plans $2,411.64 ↓ -13%
Kaiser Commercial|All Plans $2,494.80 ↓ -10%
BCBS - Anthem Commercial|Non-MCS HMO $3,239.00 ↑ +17%
BCBS - Anthem Commercial|Non-MCS PPO $3,239.00 ↑ +17%
HPN Medicare|Senior $4,906.44 ↑ +77%
BCBS - Anthem Commercial|MCS $5,215.00 ↑ +88%
HPN Commercial|All Plans $5,239.08 ↑ +89%
First Health Commercial|All Plans $5,488.56 ↑ +98%
MultiPlan Commercial|All Plans $6,652.80 ↑ +140%
Healthsmart Commercial|All Plans $6,819.12 ↑ +146%

Visitor-reported prices

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Brain MRA (blood vessel MRI, with contrast) at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $3,276.58 $222.78 – $8,380.00
St. John's Camarillo Hospital Camarillo $2,402.87 $337.04 – $4,279.08
Banner Lassen Medical Center Susanville $698.76 $71.43 – $2,510.36
Arroyo Grande Hospital Santa Maria $2,600.10 $222.78 – $4,908.82
Mark Twain Medical Center San Andreas $8,432.90 $222.78 – $3,256.54
French Hospital San Luis Obispo $2,072.51 $222.78 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $2,556.19 $222.78 – $5,512.00
Bakersfield Memorial Hospital Bakersfield $2,528.63 $222.78 – $5,443.10

All California hospitals for this procedure →