Brain image w/flow < 4 views at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$392.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,180.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$197.65 with Partnership Health Plan vs $1,972.88 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $197.65 ↓ -50%
Partnership Health Plan Medicaid|> 21 $197.65 ↓ -50%
LA Care Medicaid|> 21 $197.65 ↓ -50%
LA Care Medicaid|< 21 $197.65 ↓ -50%
Molina Medicaid|< 21 $278.69 ↓ -29%
Molina Medicaid|> 21 $278.69 ↓ -29%
HPN Medicaid|All Plans $289.95 ↓ -26%
BCBS - Anthem Medicaid|All Plans $296.48 ↓ -25%
Health Net Medicaid|All Plans $299.03 ↓ -24%
IHCG Medicaid|All Plans $340.50 ↓ -13%
IHCG Medicare|All Plans $341.47 ↓ -13%
Redlands Commercial|All Plans $342.20 ↓ -13%
Kaiser Commercial|All Plans $354.00 ↓ -10%
Inland Empire Health Plan Medicaid|All Plans $395.29 ↑ +1%
Kaiser Medicaid|All Plans $439.09 ↑ +12%
Scan Health Plan Medicare|All Plans $510.57 ↑ +30%
Humana Medicare|All Plans $510.57 ↑ +30%
First Health Medicare|All Plans $510.57 ↑ +30%
Molina Medicare|All Plans $510.57 ↑ +30%
United Medicare|All Plans $510.57 ↑ +30%
Patton Medicare|All Plans $510.57 ↑ +30%
Health Net Medicare|All Plans $510.57 ↑ +30%
Epic Health Medicare|All Plans $510.57 ↑ +30%
Inland Empire Health Plan Medicare|All Plans $510.57 ↑ +30%
Kaiser Medicare|All Plans $510.57 ↑ +30%
Central Health Plan Medicare|All Plans $510.57 ↑ +30%
BCBS - Anthem Medicare|All Plans $510.57 ↑ +30%
Blue Shield CA Medicare|All Other Plans $510.57 ↑ +30%
Aetna Commercial|Gatekeeper $586.04 ↑ +49%
Aetna Commercial|Non-Gatekeeper $692.34 ↑ +76%
HPN Medicare|Senior $696.20 ↑ +77%
BCBS - Anthem Commercial|Exchange $696.20 ↑ +77%
DHMG Commercial|All Plans $740.33 ↑ +88%
HPN Commercial|All Plans $743.40 ↑ +89%
First Health Commercial|All Plans $778.80 ↑ +98%
United Commercial|All Other Plans $848.52 ↑ +116%
United Commercial|HMO $848.52 ↑ +116%
EPIC Health Commercial|All Plans $867.97 ↑ +121%
MultiPlan Commercial|All Plans $944.00 ↑ +140%
Healthsmart Commercial|All Plans $967.60 ↑ +146%
Care 1st Medicaid|All Plans $988.25 ↑ +152%
BCBS - Anthem Commercial|Non-MCS HMO $991.20 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $991.20 ↑ +152%
Naphcare Commercial|All Plans $995.61 ↑ +153%
Blue Shield CA Medicare|BlueShield Promise $1,003.00 ↑ +155%
BCBS - Anthem Commercial|MCS $1,180.00 ↑ +200%
Cigna Commercial|All Other Plans $1,972.88 ↑ +402%
Cigna Commercial|PPO $1,972.88 ↑ +402%

Visitor-reported prices

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Brain image w/flow < 4 views at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $1,035.37 $197.65 – $2,648.00
Arroyo Grande Hospital Santa Maria $948.45 $197.65 – $2,171.68
Mark Twain Medical Center San Andreas $3,543.79 $197.65 – $2,456.86
French Hospital San Luis Obispo $868.68 $197.65 – $2,171.68
Mercy Hospitals – Bakersfield Bakersfield $365.44 $197.65 – $1,976.45
Bakersfield Memorial Hospital Bakersfield $361.50 $197.65 – $1,976.45
Queen of The Valley Medical Center Napa $988.38 $567.62 – $991.43
St. Joseph's Medical Center Stockton Stockton $2,888.26 $197.65 – $4,027.84

All California hospitals for this procedure →