Borrelia burgdorferi (lyme disease) antibody nonspecific at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$16.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$50.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.62 with Blue Shield CA vs $108.60 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $12.62 ↓ -24%
Kaiser Commercial|All Plans $14.56 ↓ -13%
Kaiser Medicaid|All Plans $14.65 ↓ -12%
IHCG Medicare|All Plans $17.03 ↑ +2%
Humana Medicare|All Plans $17.03 ↑ +2%
First Health Medicare|All Plans $17.03 ↑ +2%
Molina Medicare|All Plans $17.03 ↑ +2%
United Medicare|All Plans $17.03 ↑ +2%
Health Net Medicare|All Plans $17.03 ↑ +2%
Kaiser Medicare|All Plans $17.03 ↑ +2%
Central Health Plan Medicare|All Plans $17.03 ↑ +2%
BCBS - Anthem Medicare|All Plans $17.03 ↑ +2%
Blue Shield CA Medicare|All Other Plans $17.03 ↑ +2%
Scan Health Plan Medicare|All Plans $17.03 ↑ +2%
Inland Empire Health Plan Medicare|All Plans $17.03 ↑ +2%
Epic Health Medicare|All Plans $17.03 ↑ +2%
Patton Medicare|All Plans $17.03 ↑ +2%
IHCG Medicaid|All Plans $17.03 ↑ +2%
Blue Shield CA Commercial|All Other Plans $18.92 ↑ +14%
United Commercial|HMO $20.44 ↑ +23%
United Commercial|All Other Plans $20.44 ↑ +23%
Partnership Health Plan Medicaid|> 21 $21.72 ↑ +30%
Partnership Health Plan Medicaid|< 21 $21.72 ↑ +30%
LA Care Medicaid|< 21 $21.72 ↑ +30%
LA Care Medicaid|> 21 $21.72 ↑ +30%
Redlands Commercial|All Plans $24.69 ↑ +48%
DHMG Commercial|All Plans $24.69 ↑ +48%
HPN Medicare|Senior $28.63 ↑ +72%
BCBS - Anthem Commercial|Exchange $28.63 ↑ +72%
EPIC Health Commercial|All Plans $28.95 ↑ +74%
HPN Commercial|All Plans $30.57 ↑ +84%
Molina Medicaid|< 21 $30.63 ↑ +84%
Molina Medicaid|> 21 $30.63 ↑ +84%
HPN Medicaid|All Plans $31.86 ↑ +91%
First Health Commercial|All Plans $32.02 ↑ +92%
Health Net Medicaid|All Plans $32.87 ↑ +97%
Naphcare Commercial|All Plans $33.21 ↑ +99%
BCBS - Anthem Medicaid|All Plans $34.23 ↑ +106%
MultiPlan Commercial|All Plans $38.81 ↑ +133%
Healthsmart Commercial|All Plans $39.78 ↑ +139%
BCBS - Anthem Commercial|Non-MCS PPO $40.75 ↑ +145%
BCBS - Anthem Commercial|Non-MCS HMO $40.75 ↑ +145%
Blue Shield CA Medicare|BlueShield Promise $41.24 ↑ +148%
Inland Empire Health Plan Medicaid|All Plans $43.43 ↑ +161%
Aetna Commercial|Non-Gatekeeper $48.51 ↑ +191%
BCBS - Anthem Commercial|MCS $48.51 ↑ +191%
Aetna Commercial|Gatekeeper $48.51 ↑ +191%
Cigna Commercial|PPO $48.85 ↑ +193%
Cigna Commercial|All Other Plans $48.85 ↑ +193%
Care 1st Medicaid|All Plans $108.60 ↑ +552%

Visitor-reported prices

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Borrelia burgdorferi (lyme disease) antibody nonspecific at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $19.55 $9.71 – $108.60
St. John's Camarillo Hospital Camarillo $21.90 $4.09 – $45.19
Banner Lassen Medical Center Susanville $9.55 $3.41 – $24.98
Petaluma Valley Hospital Petaluma $64.90 $16.69 – $131.51
Arroyo Grande Hospital Santa Maria $21.40 $11.22 – $43.88
Mark Twain Medical Center San Andreas $63.94 $8.59 – $15.86
French Hospital San Luis Obispo $19.60 $6.06 – $51.59
Mercy Hospitals – Bakersfield Bakersfield $18.55 $7.93 – $48.94

All California hospitals for this procedure →