Bone/skin graft great toe at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,776.00 with BCBS - Anthem vs $23,062.35 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Commercial|Non-MCS HMO $2,776.00
LA Care Medicaid|> 21 $2,926.04
Partnership Health Plan Medicaid|> 21 $2,926.04
Partnership Health Plan Medicaid|< 21 $2,926.04
LA Care Medicaid|< 21 $2,926.04
Health Net Medicaid|All Plans $3,599.03
Health Net Commercial|EPPO $4,477.00
Health Net Commercial|Care Product $5,099.00
BCBS - Anthem Medicaid|All Plans $5,486.33
Health Net Commercial|All Other Plans $5,556.00
Blue Shield CA Commercial|All Other Plans $6,020.00
Molina Medicaid|> 21 $6,503.58
Molina Medicaid|< 21 $6,503.58
HPN Medicaid|All Plans $6,766.49
IHCG Medicaid|All Plans $6,916.21
IHCG Medicare|All Plans $6,935.95
Blue Shield CA Commercial|Exchange $7,039.00
Inland Empire Health Plan Medicaid|All Plans $7,315.10
BCBS - Anthem Commercial|Exchange $7,390.00
Kaiser Medicaid|All Plans $7,806.07
Blue Shield CA Medicare|All Other Plans $9,076.82
Humana Medicare|All Plans $9,076.82
First Health Medicare|All Plans $9,076.82
Molina Medicare|All Plans $9,076.82
United Medicare|All Plans $9,076.82
Health Net Medicare|All Plans $9,076.82
Kaiser Medicare|All Plans $9,076.82
Central Health Plan Medicare|All Plans $9,076.82
BCBS - Anthem Medicare|All Plans $9,076.82
Scan Health Plan Medicare|All Plans $9,076.82
Inland Empire Health Plan Medicare|All Plans $9,076.82
Epic Health Medicare|All Plans $9,076.82
Patton Medicare|All Plans $9,076.82
BCBS - Anthem Commercial|Non-MCS PPO $10,557.00
DHMG Commercial|All Plans $13,161.39
EPIC Health Commercial|All Plans $15,430.59
BCBS - Anthem Commercial|MCS $16,997.00
Naphcare Commercial|All Plans $17,699.80
Care 1st Medicaid|All Plans $23,062.35
United Commercial|All Other Plans not published by hospital
First Health Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital
Redlands Commercial|All Plans not published by hospital
HPN Commercial|All Plans not published by hospital
Blue Shield CA Medicare|BlueShield Promise not published by hospital
HPN Medicare|Senior not published by hospital
Kaiser Commercial|All Plans not published by hospital
United Commercial|HMO not published by hospital

Visitor-reported prices

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Bone/skin graft great toe at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino not published $2,926.04 – $23,062.35
St. John's Camarillo Hospital Camarillo not published $3,599.03 – $16,602.72
Petaluma Valley Hospital Petaluma not published $5,734.00 – $15,313.00
Arroyo Grande Hospital Santa Maria not published $2,926.04 – $9,076.82
Mark Twain Medical Center San Andreas not published $2,926.04 – $2,926.04
French Hospital San Luis Obispo not published $2,926.04 – $9,076.82
Mercy Hospitals – Bakersfield Bakersfield not published $2,926.04 – $11,116.05
Bakersfield Memorial Hospital Bakersfield not published $2,926.04 – $11,116.05

All California hospitals for this procedure →