Blood smear microscopic w manual differential wbc count at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$13.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$40.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.82 with Blue Shield CA vs $19.45 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $1.82 ↓ -86%
Kaiser Commercial|All Plans $2.10 ↓ -84%
Blue Shield CA Commercial|All Other Plans $2.73 ↓ -80%
Kaiser Medicaid|All Plans $3.27 ↓ -75%
IHCG Medicare|All Plans $3.80 ↓ -71%
Humana Medicare|All Plans $3.80 ↓ -71%
First Health Medicare|All Plans $3.80 ↓ -71%
Molina Medicare|All Plans $3.80 ↓ -71%
United Medicare|All Plans $3.80 ↓ -71%
Health Net Medicare|All Plans $3.80 ↓ -71%
Kaiser Medicare|All Plans $3.80 ↓ -71%
Central Health Plan Medicare|All Plans $3.80 ↓ -71%
BCBS - Anthem Medicare|All Plans $3.80 ↓ -71%
Blue Shield CA Medicare|All Other Plans $3.80 ↓ -71%
Scan Health Plan Medicare|All Plans $3.80 ↓ -71%
Inland Empire Health Plan Medicare|All Plans $3.80 ↓ -71%
Epic Health Medicare|All Plans $3.80 ↓ -71%
Patton Medicare|All Plans $3.80 ↓ -71%
IHCG Medicaid|All Plans $3.80 ↓ -71%
Partnership Health Plan Medicaid|> 21 $3.89 ↓ -71%
LA Care Medicaid|< 21 $3.89 ↓ -71%
Partnership Health Plan Medicaid|< 21 $3.89 ↓ -71%
LA Care Medicaid|> 21 $3.89 ↓ -71%
HPN Medicare|Senior $4.13 ↓ -69%
BCBS - Anthem Commercial|Exchange $4.13 ↓ -69%
HPN Commercial|All Plans $4.41 ↓ -67%
United Commercial|HMO $4.56 ↓ -66%
United Commercial|All Other Plans $4.56 ↓ -66%
First Health Commercial|All Plans $4.62 ↓ -65%
Molina Medicaid|> 21 $5.48 ↓ -59%
Molina Medicaid|< 21 $5.48 ↓ -59%
DHMG Commercial|All Plans $5.51 ↓ -59%
Redlands Commercial|All Plans $5.51 ↓ -59%
MultiPlan Commercial|All Plans $5.60 ↓ -58%
BCBS - Anthem Medicaid|All Plans $5.70 ↓ -57%
HPN Medicaid|All Plans $5.71 ↓ -57%
Healthsmart Commercial|All Plans $5.74 ↓ -57%
BCBS - Anthem Commercial|Non-MCS HMO $5.88 ↓ -56%
BCBS - Anthem Commercial|Non-MCS PPO $5.88 ↓ -56%
Health Net Medicaid|All Plans $5.88 ↓ -56%
Blue Shield CA Medicare|BlueShield Promise $5.95 ↓ -55%
EPIC Health Commercial|All Plans $6.46 ↓ -52%
BCBS - Anthem Commercial|MCS $7.00 ↓ -47%
Inland Empire Health Plan Medicaid|All Plans $7.00 ↓ -47%
Aetna Commercial|Non-Gatekeeper $7.00 ↓ -47%
Aetna Commercial|Gatekeeper $7.00 ↓ -47%
Naphcare Commercial|All Plans $7.41 ↓ -44%
Cigna Commercial|All Other Plans $10.90 ↓ -18%
Cigna Commercial|PPO $10.90 ↓ -18%
Care 1st Medicaid|All Plans $19.45 ↑ +46%

Visitor-reported prices

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Blood smear microscopic w manual differential wbc count at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $28.16 $1.40 – $72.00
St. John's Camarillo Hospital Camarillo $67.02 $3.80 – $11.86
Banner Lassen Medical Center Susanville $32.18 $0.76 – $52.38
Arroyo Grande Hospital Santa Maria $141.57 $3.80 – $10.78
Mark Twain Medical Center San Andreas $36.63 $3.80 – $53.90
French Hospital San Luis Obispo $129.66 $2.97 – $11.51
Mercy Hospitals – Bakersfield Bakersfield $72.72 $3.80 – $18.40
Bakersfield Memorial Hospital Bakersfield $71.94 $3.80 – $18.17

All California hospitals for this procedure →