Bk/ak locking mechanism at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$1,215.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,650.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$425.50 with Partnership Health Plan vs $2,127.50 with Care 1st — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|< 21 | $425.50 | ↓ -65% |
| LA Care | Medicaid|> 21 | $425.50 | ↓ -65% |
| LA Care | Medicaid|< 21 | $425.50 | ↓ -65% |
| Partnership Health Plan | Medicaid|> 21 | $425.50 | ↓ -65% |
| Redlands | Commercial|All Plans | $431.00 | ↓ -65% |
| PrimeCare | Medicare|All Plans | $474.10 | ↓ -61% |
| PrimeCare | Commercial|All Plans | $474.10 | ↓ -61% |
| Molina | Medicaid|< 21 | $495.65 | ↓ -59% |
| Molina | Medicaid|> 21 | $495.65 | ↓ -59% |
| BCBS - Anthem | Medicaid|All Plans | $538.75 | ↓ -56% |
| HPN | Medicaid|All Plans | $624.21 | ↓ -49% |
| Health Net | Medicaid|All Plans | $643.73 | ↓ -47% |
| BCBS - Anthem | Commercial|Exchange | $646.50 | ↓ -47% |
| Kaiser | Commercial|All Plans | $646.50 | ↓ -47% |
| Blue Shield CA | Commercial|Exchange | $732.70 | ↓ -40% |
| Aetna | Commercial|Gatekeeper | $818.90 | ↓ -33% |
| Inland Empire Health Plan | Medicaid|All Plans | $851.00 | ↓ -30% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $883.55 | ↓ -27% |
| BCBS - Anthem | Commercial|MCS | $926.65 | ↓ -24% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $926.65 | ↓ -24% |
| Cigna | Commercial|All Other Plans | $948.20 | ↓ -22% |
| Cigna | Commercial|PPO | $948.20 | ↓ -22% |
| Aetna | Commercial|Non-Gatekeeper | $991.30 | ↓ -18% |
| Health Net | Commercial|EPPO | $1,012.85 | ↓ -17% |
| HPN | Medicare|Senior | $1,012.85 | ↓ -17% |
| HPN | Commercial|All Plans | $1,034.40 | ↓ -15% |
| Blue Shield CA | Commercial|All Other Plans | $1,120.60 | ↓ -8% |
| Health Net | Commercial|Care Product | $1,142.15 | ↓ -6% |
| United | Commercial|All Other Plans | $1,249.90 | ↑ +3% |
| Health Net | Commercial|All Other Plans | $1,249.90 | ↑ +3% |
| United | Commercial|HMO | $1,314.55 | ↑ +8% |
| First Health | Commercial|All Plans | $1,422.30 | ↑ +17% |
| MultiPlan | Commercial|All Plans | $1,724.00 | ↑ +42% |
| Healthsmart | Commercial|All Plans | $1,767.10 | ↑ +45% |
| Blue Shield CA | Medicare|BlueShield Promise | $1,831.75 | ↑ +51% |
| Care 1st | Medicaid|All Plans | $2,127.50 | ↑ +75% |
Visitor-reported prices
Comments
Bk/ak locking mechanism at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $1,427.15 | $425.50 – $2,155.00 |
| Mercy Medical Center Mt. Shasta | Mt Shasta | $2,139.50 | $578.68 – $2,695.00 |
| St. Mary Medical Center | Long Beach | $1,569.50 | $382.95 – $2,155.00 |
| Glendale Memorial Hospital Health Center | Glendale | $1,189.90 | $40.00 – $2,133.45 |
| Mercy Medical Center Redding | Redding | $1,145.32 | $496.98 – $2,259.00 |
| St. Elizabeth Community Hospital | Red Bluff | $1,319.26 | $474.39 – $2,213.82 |
| Providence Cedars-Sinai Tarzana Medical Center | Tarzana | not published | $811.94 – $1,502.09 |
| Providence Saint Joseph Medical Center | Burbank | not published | $811.94 – $1,502.09 |