Biopsy, bone open deep at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$241.81 with Partnership Health Plan vs $12,827.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $241.81
LA Care Medicaid|> 21 $241.81
LA Care Medicaid|< 21 $241.81
Partnership Health Plan Medicaid|> 21 $241.81
Health Net Medicaid|All Plans $297.43
BCBS - Anthem Medicaid|All Plans $453.39
Molina Medicaid|< 21 $537.46
Molina Medicaid|> 21 $537.46
HPN Medicaid|All Plans $559.19
Inland Empire Health Plan Medicaid|All Plans $604.51
Care 1st Medicaid|All Plans $1,905.90
BCBS - Anthem Commercial|Non-MCS HMO $2,097.00
IHCG Medicaid|All Plans $2,681.05
IHCG Medicare|All Plans $2,688.71
Blue Shield CA Commercial|All Other Plans $2,823.00
Health Net Commercial|EPPO $2,990.00
Kaiser Medicaid|All Plans $3,127.41
Blue Shield CA Commercial|Exchange $3,285.00
Health Net Commercial|Care Product $3,405.00
Molina Medicare|All Plans $3,636.52
Humana Medicare|All Plans $3,636.52
First Health Medicare|All Plans $3,636.52
United Medicare|All Plans $3,636.52
Health Net Medicare|All Plans $3,636.52
Kaiser Medicare|All Plans $3,636.52
Central Health Plan Medicare|All Plans $3,636.52
BCBS - Anthem Medicare|All Plans $3,636.52
Blue Shield CA Medicare|All Other Plans $3,636.52
Scan Health Plan Medicare|All Plans $3,636.52
Inland Empire Health Plan Medicare|All Plans $3,636.52
Epic Health Medicare|All Plans $3,636.52
Patton Medicare|All Plans $3,636.52
Health Net Commercial|All Other Plans $3,711.00
DHMG Commercial|All Plans $5,272.95
BCBS - Anthem Commercial|Exchange $5,577.00
EPIC Health Commercial|All Plans $6,182.08
Naphcare Commercial|All Plans $7,091.21
BCBS - Anthem Commercial|Non-MCS PPO $7,967.00
BCBS - Anthem Commercial|MCS $12,827.00
Healthsmart Commercial|All Plans not published by hospital
Redlands Commercial|All Plans not published by hospital
Kaiser Commercial|All Plans not published by hospital
Blue Shield CA Medicare|BlueShield Promise not published by hospital
HPN Commercial|All Plans not published by hospital
HPN Medicare|Senior not published by hospital
United Commercial|HMO not published by hospital
United Commercial|All Other Plans not published by hospital
First Health Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital

Visitor-reported prices

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Biopsy, bone open deep at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino not published $241.81 – $7,091.21
St. John's Camarillo Hospital Camarillo $2,056.41 $297.43 – $6,483.96
Mark Twain Medical Center San Andreas $596.74 $231.80 – $878.08
Bakersfield Memorial Hospital Bakersfield $2,533.04 $241.81 – $5,452.58
Healdsburg Hospital Healdsburg $3,327.24 $3,572.00 – $5,330.31
Petaluma Valley Hospital Petaluma not published $2,937.00 – $6,619.00
Arroyo Grande Hospital Santa Maria not published $241.81 – $3,636.52
French Hospital San Luis Obispo not published $241.81 – $3,636.52

All California hospitals for this procedure →