Bilicheck at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$10.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$32.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.30 with LA Care vs $32.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $4.30 ↓ -60%
Partnership Health Plan Medicaid|< 21 $4.30 ↓ -60%
Partnership Health Plan Medicaid|> 21 $4.30 ↓ -60%
LA Care Medicaid|> 21 $4.30 ↓ -60%
Kaiser Medicaid|All Plans $4.32 ↓ -59%
Molina Medicare|All Plans $5.02 ↓ -53%
Blue Shield CA Medicare|All Other Plans $5.02 ↓ -53%
Humana Medicare|All Plans $5.02 ↓ -53%
IHCG Medicare|All Plans $5.02 ↓ -53%
IHCG Medicaid|All Plans $5.02 ↓ -53%
First Health Medicare|All Plans $5.02 ↓ -53%
United Medicare|All Plans $5.02 ↓ -53%
Health Net Medicare|All Plans $5.02 ↓ -53%
Patton Medicare|All Plans $5.02 ↓ -53%
Epic Health Medicare|All Plans $5.02 ↓ -53%
Inland Empire Health Plan Medicare|All Plans $5.02 ↓ -53%
Kaiser Medicare|All Plans $5.02 ↓ -53%
Central Health Plan Medicare|All Plans $5.02 ↓ -53%
BCBS - Anthem Medicare|All Plans $5.02 ↓ -53%
Scan Health Plan Medicare|All Plans $5.02 ↓ -53%
United Commercial|All Other Plans $6.02 ↓ -44%
United Commercial|HMO $6.02 ↓ -44%
Molina Medicaid|> 21 $6.06 ↓ -43%
Health Net Medicaid|All Plans $6.06 ↓ -43%
Molina Medicaid|< 21 $6.06 ↓ -43%
HPN Medicaid|All Plans $6.31 ↓ -41%
BCBS - Anthem Medicaid|All Plans $6.45 ↓ -39%
Redlands Commercial|All Plans $7.28 ↓ -32%
DHMG Commercial|All Plans $7.28 ↓ -32%
Blue Shield CA Commercial|Exchange $8.32 ↓ -22%
EPIC Health Commercial|All Plans $8.53 ↓ -20%
Inland Empire Health Plan Medicaid|All Plans $8.60 ↓ -19%
Kaiser Commercial|All Plans $9.60 ↓ -10%
Naphcare Commercial|All Plans $9.79 ↓ -8%
Blue Shield CA Commercial|All Other Plans $12.48 ↑ +17%
Cigna Commercial|PPO $14.39 ↑ +35%
Cigna Commercial|All Other Plans $14.39 ↑ +35%
BCBS - Anthem Commercial|Exchange $18.88 ↑ +77%
HPN Medicare|Senior $18.88 ↑ +77%
HPN Commercial|All Plans $20.16 ↑ +89%
Aetna Commercial|Gatekeeper $20.44 ↑ +92%
First Health Commercial|All Plans $21.12 ↑ +98%
Care 1st Medicaid|All Plans $21.50 ↑ +102%
Aetna Commercial|Non-Gatekeeper $24.15 ↑ +127%
MultiPlan Commercial|All Plans $25.60 ↑ +140%
Healthsmart Commercial|All Plans $26.24 ↑ +146%
BCBS - Anthem Commercial|Non-MCS HMO $26.88 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $26.88 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $27.20 ↑ +155%
BCBS - Anthem Commercial|MCS $32.00 ↑ +200%

Visitor-reported prices

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Bilicheck at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $12.91 $3.00 – $21.50
St. John's Camarillo Hospital Camarillo $15.33 $5.02 – $27.30
Banner Lassen Medical Center Susanville $10.02 $1.00 – $15.52
Arroyo Grande Hospital Santa Maria $150.23 $4.01 – $343.98
French Hospital San Luis Obispo $137.60 $4.01 – $343.98
Mercy Hospitals – Bakersfield Bakersfield $12.62 $4.30 – $27.20
Bakersfield Memorial Hospital Bakersfield $12.48 $4.30 – $26.86
Queen of The Valley Medical Center Napa $5.10 $5.02 – $49.45

All California hospitals for this procedure →