Biliary endoscopy thru skin at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$348.18 with LA Care vs $25,795.58 with Naphcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $348.18
Partnership Health Plan Medicaid|< 21 $348.18
Partnership Health Plan Medicaid|> 21 $348.18
LA Care Medicaid|> 21 $348.18
Health Net Medicaid|All Plans $428.26
BCBS - Anthem Medicaid|All Plans $652.85
Molina Medicaid|< 21 $773.89
Molina Medicaid|> 21 $773.89
HPN Medicaid|All Plans $805.18
Inland Empire Health Plan Medicaid|All Plans $870.45
BCBS - Anthem Commercial|Non-MCS HMO $2,097.00
Care 1st Medicaid|All Plans $2,744.30
Blue Shield CA Commercial|All Other Plans $2,823.00
Blue Shield CA Commercial|Exchange $3,285.00
Health Net Commercial|EPPO $3,659.00
Health Net Commercial|Care Product $4,168.00
Health Net Commercial|All Other Plans $4,540.00
BCBS - Anthem Commercial|Exchange $5,577.00
IHCG Medicaid|All Plans $5,588.64
IHCG Medicare|All Plans $5,604.59
BCBS - Anthem Commercial|Non-MCS PPO $7,967.00
Kaiser Medicaid|All Plans $11,376.51
BCBS - Anthem Commercial|MCS $12,827.00
Humana Medicare|All Plans $13,228.50
Central Health Plan Medicare|All Plans $13,228.50
BCBS - Anthem Medicare|All Plans $13,228.50
Health Net Medicare|All Plans $13,228.50
Blue Shield CA Medicare|All Other Plans $13,228.50
United Medicare|All Plans $13,228.50
Scan Health Plan Medicare|All Plans $13,228.50
Molina Medicare|All Plans $13,228.50
First Health Medicare|All Plans $13,228.50
Inland Empire Health Plan Medicare|All Plans $13,228.50
Epic Health Medicare|All Plans $13,228.50
Patton Medicare|All Plans $13,228.50
Kaiser Medicare|All Plans $13,228.50
DHMG Commercial|All Plans $19,181.33
EPIC Health Commercial|All Plans $22,488.45
Naphcare Commercial|All Plans $25,795.58
Kaiser Commercial|All Plans not published by hospital
First Health Commercial|All Plans not published by hospital
United Commercial|HMO not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Blue Shield CA Medicare|BlueShield Promise not published by hospital
United Commercial|All Other Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital
HPN Commercial|All Plans not published by hospital
HPN Medicare|Senior not published by hospital
Redlands Commercial|All Plans not published by hospital

Visitor-reported prices

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Biliary endoscopy thru skin at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino not published $348.18 – $25,795.58
Providence Mission Hospital - Mission Viejo Mission Viejo $14,367.36 $7,908.00 – $16,652.00
California Hospital Medical Center Los Angeles $7,809.96 $348.18 – $14,736.55
St. John's Camarillo Hospital Camarillo not published $428.26 – $13,228.50
Petaluma Valley Hospital Petaluma not published $2,937.00 – $15,313.00
Arroyo Grande Hospital Santa Maria not published $348.18 – $13,228.50
Mark Twain Medical Center San Andreas not published $348.18 – $348.18
French Hospital San Luis Obispo not published $348.18 – $13,228.50

All California hospitals for this procedure →