Benign lesion paring 4+ at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.77 with LA Care vs $1,655.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|> 21 $30.77
Partnership Health Plan Medicaid|> 21 $30.77
Partnership Health Plan Medicaid|< 21 $30.77
LA Care Medicaid|< 21 $30.77
Health Net Medicaid|All Plans $37.85
BCBS - Anthem Medicaid|All Plans $57.69
Molina Medicaid|< 21 $68.36
Molina Medicaid|> 21 $68.36
HPN Medicaid|All Plans $71.12
Inland Empire Health Plan Medicaid|All Plans $76.91
IHCG Medicaid|All Plans $202.02
IHCG Medicare|All Plans $202.60
Kaiser Medicaid|All Plans $217.12
Care 1st Medicaid|All Plans $242.40
United Medicare|All Plans $252.47
Humana Medicare|All Plans $252.47
First Health Medicare|All Plans $252.47
Molina Medicare|All Plans $252.47
Health Net Medicare|All Plans $252.47
Kaiser Medicare|All Plans $252.47
Central Health Plan Medicare|All Plans $252.47
BCBS - Anthem Medicare|All Plans $252.47
Blue Shield CA Medicare|All Other Plans $252.47
Scan Health Plan Medicare|All Plans $252.47
Inland Empire Health Plan Medicare|All Plans $252.47
Epic Health Medicare|All Plans $252.47
Patton Medicare|All Plans $252.47
DHMG Commercial|All Plans $366.08
EPIC Health Commercial|All Plans $429.20
Naphcare Commercial|All Plans $492.32
Blue Shield CA Commercial|All Other Plans $570.00
Blue Shield CA Commercial|Exchange $663.00
Health Net Commercial|EPPO $1,334.00
Health Net Commercial|Care Product $1,520.00
Health Net Commercial|All Other Plans $1,655.00
Healthsmart Commercial|All Plans not published by hospital
Blue Shield CA Medicare|BlueShield Promise not published by hospital
Redlands Commercial|All Plans not published by hospital
HPN Commercial|All Plans not published by hospital
HPN Medicare|Senior not published by hospital
United Commercial|HMO not published by hospital
United Commercial|All Other Plans not published by hospital
First Health Commercial|All Plans not published by hospital
Kaiser Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital

Visitor-reported prices

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Benign lesion paring 4+ at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino not published $30.77 – $492.32
St. John's Camarillo Hospital Camarillo $111.22 $37.85 – $453.26
Petaluma Valley Hospital Petaluma $365.67 $270.38 – $1,687.00
Mark Twain Medical Center San Andreas $95.91 $30.77 – $141.12
Bakersfield Memorial Hospital Bakersfield $212.13 $30.77 – $456.62
Queen of The Valley Medical Center Napa $406.98 $284.87 – $2,747.00
Providence St Joseph Hospital Eureka Eureka $409.53 $258.05 – $2,699.00
Healdsburg Hospital Healdsburg $552.33 $270.32 – $3,982.87

All California hospitals for this procedure →