Benign lesion paring 4+ at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$30.77 with LA Care vs $1,655.00 with Health Net — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| LA Care | Medicaid|> 21 | $30.77 | — |
| Partnership Health Plan | Medicaid|> 21 | $30.77 | — |
| Partnership Health Plan | Medicaid|< 21 | $30.77 | — |
| LA Care | Medicaid|< 21 | $30.77 | — |
| Health Net | Medicaid|All Plans | $37.85 | — |
| BCBS - Anthem | Medicaid|All Plans | $57.69 | — |
| Molina | Medicaid|< 21 | $68.36 | — |
| Molina | Medicaid|> 21 | $68.36 | — |
| HPN | Medicaid|All Plans | $71.12 | — |
| Inland Empire Health Plan | Medicaid|All Plans | $76.91 | — |
| IHCG | Medicaid|All Plans | $202.02 | — |
| IHCG | Medicare|All Plans | $202.60 | — |
| Kaiser | Medicaid|All Plans | $217.12 | — |
| Care 1st | Medicaid|All Plans | $242.40 | — |
| United | Medicare|All Plans | $252.47 | — |
| Humana | Medicare|All Plans | $252.47 | — |
| First Health | Medicare|All Plans | $252.47 | — |
| Molina | Medicare|All Plans | $252.47 | — |
| Health Net | Medicare|All Plans | $252.47 | — |
| Kaiser | Medicare|All Plans | $252.47 | — |
| Central Health Plan | Medicare|All Plans | $252.47 | — |
| BCBS - Anthem | Medicare|All Plans | $252.47 | — |
| Blue Shield CA | Medicare|All Other Plans | $252.47 | — |
| Scan Health Plan | Medicare|All Plans | $252.47 | — |
| Inland Empire Health Plan | Medicare|All Plans | $252.47 | — |
| Epic Health | Medicare|All Plans | $252.47 | — |
| Patton | Medicare|All Plans | $252.47 | — |
| DHMG | Commercial|All Plans | $366.08 | — |
| EPIC Health | Commercial|All Plans | $429.20 | — |
| Naphcare | Commercial|All Plans | $492.32 | — |
| Blue Shield CA | Commercial|All Other Plans | $570.00 | — |
| Blue Shield CA | Commercial|Exchange | $663.00 | — |
| Health Net | Commercial|EPPO | $1,334.00 | — |
| Health Net | Commercial|Care Product | $1,520.00 | — |
| Health Net | Commercial|All Other Plans | $1,655.00 | — |
| Healthsmart | Commercial|All Plans | not published by hospital | — |
| Blue Shield CA | Medicare|BlueShield Promise | not published by hospital | — |
| Redlands | Commercial|All Plans | not published by hospital | — |
| HPN | Commercial|All Plans | not published by hospital | — |
| HPN | Medicare|Senior | not published by hospital | — |
| United | Commercial|HMO | not published by hospital | — |
| United | Commercial|All Other Plans | not published by hospital | — |
| First Health | Commercial|All Plans | not published by hospital | — |
| Kaiser | Commercial|All Plans | not published by hospital | — |
| MultiPlan | Commercial|All Plans | not published by hospital | — |
Visitor-reported prices
Comments
Benign lesion paring 4+ at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | not published | $30.77 – $492.32 |
| St. John's Camarillo Hospital | Camarillo | $111.22 | $37.85 – $453.26 |
| Petaluma Valley Hospital | Petaluma | $365.67 | $270.38 – $1,687.00 |
| Mark Twain Medical Center | San Andreas | $95.91 | $30.77 – $141.12 |
| Bakersfield Memorial Hospital | Bakersfield | $212.13 | $30.77 – $456.62 |
| Queen of The Valley Medical Center | Napa | $406.98 | $284.87 – $2,747.00 |
| Providence St Joseph Hospital Eureka | Eureka | $409.53 | $258.05 – $2,699.00 |
| Healdsburg Hospital | Healdsburg | $552.33 | $270.32 – $3,982.87 |