Artific inseminationintrauterine 58322 at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$191.98 with IHCG vs $7,111.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IHCG Medicaid|All Plans $191.98
IHCG Medicare|All Plans $192.53
Kaiser Medicaid|All Plans $219.82
Humana Medicare|All Plans $255.61
First Health Medicare|All Plans $255.61
Molina Medicare|All Plans $255.61
United Medicare|All Plans $255.61
Health Net Medicare|All Plans $255.61
Kaiser Medicare|All Plans $255.61
Central Health Plan Medicare|All Plans $255.61
BCBS - Anthem Medicare|All Plans $255.61
Blue Shield CA Medicare|All Other Plans $255.61
Scan Health Plan Medicare|All Plans $255.61
Inland Empire Health Plan Medicare|All Plans $255.61
Epic Health Medicare|All Plans $255.61
Patton Medicare|All Plans $255.61
DHMG Commercial|All Plans $370.63
EPIC Health Commercial|All Plans $434.54
Naphcare Commercial|All Plans $498.44
Blue Shield CA Commercial|All Other Plans $570.00
Blue Shield CA Commercial|Exchange $663.00
BCBS - Anthem Commercial|Non-MCS HMO $1,162.00
Health Net Commercial|EPPO $1,334.00
Health Net Commercial|Care Product $1,520.00
Health Net Commercial|All Other Plans $1,655.00
BCBS - Anthem Commercial|Exchange $3,092.00
BCBS - Anthem Commercial|Non-MCS PPO $4,417.00
BCBS - Anthem Commercial|MCS $7,111.00
First Health Commercial|All Plans not published by hospital
Redlands Commercial|All Plans not published by hospital
Blue Shield CA Medicare|BlueShield Promise not published by hospital
MultiPlan Commercial|All Plans not published by hospital
United Commercial|All Other Plans not published by hospital
HPN Commercial|All Plans not published by hospital
United Commercial|HMO not published by hospital
HPN Medicare|Senior not published by hospital
Kaiser Commercial|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital

Visitor-reported prices

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Artific inseminationintrauterine 58322 at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino not published $255.61 – $498.44
St. John's Camarillo Hospital Camarillo not published $255.61 – $447.10
Petaluma Valley Hospital Petaluma not published $272.45 – $1,687.00
Arroyo Grande Hospital Santa Maria not published $255.61 – $255.61
French Hospital San Luis Obispo not published $255.61 – $255.61
Mercy Hospitals – Bakersfield Bakersfield not published $255.61 – $255.61
Bakersfield Memorial Hospital Bakersfield not published $255.61 – $255.61
Queen of The Valley Medical Center Napa not published $287.05 – $6,200.00

All California hospitals for this procedure →