Arthrp w/prostc trapezium at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$464.39 with LA Care vs $18,544.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $464.39
Partnership Health Plan Medicaid|< 21 $464.39
Partnership Health Plan Medicaid|> 21 $464.39
LA Care Medicaid|> 21 $464.39
Health Net Medicaid|All Plans $571.20
BCBS - Anthem Medicaid|All Plans $870.74
Molina Medicaid|< 21 $1,032.19
Molina Medicaid|> 21 $1,032.19
HPN Medicaid|All Plans $1,073.92
Inland Empire Health Plan Medicaid|All Plans $1,160.97
BCBS - Anthem Commercial|Non-MCS HMO $3,028.00
Care 1st Medicaid|All Plans $3,660.25
Blue Shield CA Commercial|All Other Plans $4,335.00
Health Net Commercial|EPPO $4,477.00
Blue Shield CA Commercial|Exchange $5,069.00
Health Net Commercial|Care Product $5,099.00
Health Net Commercial|All Other Plans $5,556.00
IHCG Medicaid|All Plans $6,916.21
IHCG Medicare|All Plans $6,935.95
Kaiser Medicaid|All Plans $7,806.07
BCBS - Anthem Commercial|Exchange $8,063.00
Central Health Plan Medicare|All Plans $9,076.82
BCBS - Anthem Medicare|All Plans $9,076.82
Humana Medicare|All Plans $9,076.82
Kaiser Medicare|All Plans $9,076.82
Health Net Medicare|All Plans $9,076.82
Blue Shield CA Medicare|All Other Plans $9,076.82
United Medicare|All Plans $9,076.82
Scan Health Plan Medicare|All Plans $9,076.82
Molina Medicare|All Plans $9,076.82
First Health Medicare|All Plans $9,076.82
Inland Empire Health Plan Medicare|All Plans $9,076.82
Epic Health Medicare|All Plans $9,076.82
Patton Medicare|All Plans $9,076.82
BCBS - Anthem Commercial|Non-MCS PPO $11,518.00
DHMG Commercial|All Plans $13,161.39
EPIC Health Commercial|All Plans $15,430.59
Naphcare Commercial|All Plans $17,699.80
BCBS - Anthem Commercial|MCS $18,544.00
MultiPlan Commercial|All Plans not published by hospital
United Commercial|HMO not published by hospital
Blue Shield CA Medicare|BlueShield Promise not published by hospital
Healthsmart Commercial|All Plans not published by hospital
Kaiser Commercial|All Plans not published by hospital
United Commercial|All Other Plans not published by hospital
HPN Commercial|All Plans not published by hospital
Redlands Commercial|All Plans not published by hospital
HPN Medicare|Senior not published by hospital
First Health Commercial|All Plans not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Arthrp w/prostc trapezium at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino not published $464.39 – $17,699.80
St. John's Camarillo Hospital Camarillo not published $571.20 – $16,602.72
Petaluma Valley Hospital Petaluma not published $4,129.00 – $11,185.00
Arroyo Grande Hospital Santa Maria not published $464.39 – $9,076.82
Mark Twain Medical Center San Andreas not published $464.39 – $464.39
French Hospital San Luis Obispo not published $464.39 – $9,076.82
Mercy Hospitals – Bakersfield Bakersfield not published $464.39 – $9,076.82
Bakersfield Memorial Hospital Bakersfield not published $464.39 – $9,076.82

All California hospitals for this procedure →