Arthrd wrist lmtd without b1 grf at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$580.60 with LA Care vs $17,699.80 with Naphcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $580.60
Partnership Health Plan Medicaid|< 21 $580.60
Partnership Health Plan Medicaid|> 21 $580.60
LA Care Medicaid|> 21 $580.60
Health Net Medicaid|All Plans $714.14
BCBS - Anthem Medicaid|All Plans $1,088.63
Molina Medicaid|< 21 $1,290.46
Molina Medicaid|> 21 $1,290.46
HPN Medicaid|All Plans $1,342.63
Inland Empire Health Plan Medicaid|All Plans $1,451.50
BCBS - Anthem Commercial|Non-MCS HMO $2,776.00
Blue Shield CA Commercial|All Other Plans $3,491.00
Blue Shield CA Commercial|Exchange $4,062.00
Health Net Commercial|EPPO $4,477.00
Care 1st Medicaid|All Plans $4,576.10
Health Net Commercial|Care Product $5,099.00
Health Net Commercial|All Other Plans $5,556.00
IHCG Medicaid|All Plans $6,916.21
IHCG Medicare|All Plans $6,935.95
BCBS - Anthem Commercial|Exchange $7,390.00
Kaiser Medicaid|All Plans $7,806.07
Central Health Plan Medicare|All Plans $9,076.82
BCBS - Anthem Medicare|All Plans $9,076.82
Humana Medicare|All Plans $9,076.82
Kaiser Medicare|All Plans $9,076.82
Health Net Medicare|All Plans $9,076.82
Blue Shield CA Medicare|All Other Plans $9,076.82
United Medicare|All Plans $9,076.82
Scan Health Plan Medicare|All Plans $9,076.82
Molina Medicare|All Plans $9,076.82
First Health Medicare|All Plans $9,076.82
Inland Empire Health Plan Medicare|All Plans $9,076.82
Epic Health Medicare|All Plans $9,076.82
Patton Medicare|All Plans $9,076.82
BCBS - Anthem Commercial|Non-MCS PPO $10,557.00
DHMG Commercial|All Plans $13,161.39
EPIC Health Commercial|All Plans $15,430.59
BCBS - Anthem Commercial|MCS $16,997.00
Naphcare Commercial|All Plans $17,699.80
MultiPlan Commercial|All Plans not published by hospital
United Commercial|HMO not published by hospital
Blue Shield CA Medicare|BlueShield Promise not published by hospital
Healthsmart Commercial|All Plans not published by hospital
Kaiser Commercial|All Plans not published by hospital
United Commercial|All Other Plans not published by hospital
HPN Commercial|All Plans not published by hospital
Redlands Commercial|All Plans not published by hospital
HPN Medicare|Senior not published by hospital
First Health Commercial|All Plans not published by hospital

Visitor-reported prices

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Arthrd wrist lmtd without b1 grf at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino not published $580.60 – $17,699.80
Petaluma Valley Hospital Petaluma $13,391.07 $3,632.00 – $11,185.00
Queen of The Valley Medical Center Napa $14,889.45 $9,256.00 – $35,965.00
Providence St Joseph Hospital Eureka Eureka $14,977.68 $9,332.70 – $35,965.00
Healdsburg Hospital Healdsburg $4,634.88 $4,417.00 – $9,776.62
Redwood Memorial Hospital Fortuna $8,846.46 $11,059.00 – $46,797.00
Santa Rosa Memorial Hospital Santa Rosa $14,326.92 $4,233.00 – $11,377.00
Providence Mission Hospital - Mission Viejo Mission Viejo $4,258.08 $7,883.00 – $17,265.50

All California hospitals for this procedure →