Artery x-rays spine at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,892.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$17,696.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$303.17 with LA Care vs $24,957.41 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $303.17 ↓ -95%
Partnership Health Plan Medicaid|> 21 $303.17 ↓ -95%
LA Care Medicaid|> 21 $303.17 ↓ -95%
Partnership Health Plan Medicaid|< 21 $303.17 ↓ -95%
Molina Medicaid|> 21 $427.47 ↓ -93%
Molina Medicaid|< 21 $427.47 ↓ -93%
HPN Medicaid|All Plans $444.75 ↓ -92%
Health Net Medicaid|All Plans $458.67 ↓ -92%
Aetna Commercial|Gatekeeper $552.10 ↓ -91%
BCBS - Anthem Medicaid|All Plans $604.61 ↓ -90%
Inland Empire Health Plan Medicaid|All Plans $606.35 ↓ -90%
Aetna Commercial|Non-Gatekeeper $652.25 ↓ -89%
Care 1st Medicaid|All Plans $1,515.85 ↓ -74%
BCBS - Anthem Commercial|Exchange $3,512.75 ↓ -40%
IHCG Medicaid|All Plans $4,251.22 ↓ -28%
IHCG Medicare|All Plans $4,263.35 ↓ -28%
Redlands Commercial|All Plans $4,633.91 ↓ -21%
Kaiser Commercial|All Plans $4,793.70 ↓ -19%
BCBS - Anthem Commercial|Non-MCS HMO $5,017.45 ↓ -15%
BCBS - Anthem Commercial|Non-MCS PPO $5,017.45 ↓ -15%
Kaiser Medicaid|All Plans $5,906.89 ↑ +0%
United Medicare|All Plans $6,868.48 ↑ +17%
Humana Medicare|All Plans $6,868.48 ↑ +17%
First Health Medicare|All Plans $6,868.48 ↑ +17%
Molina Medicare|All Plans $6,868.48 ↑ +17%
Health Net Medicare|All Plans $6,868.48 ↑ +17%
Kaiser Medicare|All Plans $6,868.48 ↑ +17%
Central Health Plan Medicare|All Plans $6,868.48 ↑ +17%
BCBS - Anthem Medicare|All Plans $6,868.48 ↑ +17%
Blue Shield CA Medicare|All Other Plans $6,868.48 ↑ +17%
Scan Health Plan Medicare|All Plans $6,868.48 ↑ +17%
Inland Empire Health Plan Medicare|All Plans $6,868.48 ↑ +17%
Epic Health Medicare|All Plans $6,868.48 ↑ +17%
Patton Medicare|All Plans $6,868.48 ↑ +17%
BCBS - Anthem Commercial|MCS $8,080.39 ↑ +37%
HPN Medicare|Senior $9,427.61 ↑ +60%
DHMG Commercial|All Plans $9,959.30 ↑ +69%
HPN Commercial|All Plans $10,066.77 ↑ +71%
First Health Commercial|All Plans $10,546.14 ↑ +79%
United Commercial|All Other Plans $10,733.33 ↑ +82%
United Commercial|HMO $10,733.33 ↑ +82%
EPIC Health Commercial|All Plans $11,676.42 ↑ +98%
MultiPlan Commercial|All Plans $12,783.20 ↑ +117%
Healthsmart Commercial|All Plans $13,102.78 ↑ +122%
Naphcare Commercial|All Plans $13,393.54 ↑ +127%
Blue Shield CA Medicare|BlueShield Promise $13,582.15 ↑ +130%
Cigna Commercial|All Other Plans $24,957.41 ↑ +324%
Cigna Commercial|PPO $24,957.41 ↑ +324%

Visitor-reported prices

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Artery x-rays spine at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $3,238.27 $303.17 – $24,957.41
St. John's Camarillo Hospital Camarillo $2,493.98 $458.67 – $23,085.47
Arroyo Grande Hospital Santa Maria $6,431.56 $303.17 – $22,418.12
French Hospital San Luis Obispo $5,890.59 $303.17 – $26,354.30
Mercy Hospitals – Bakersfield Bakersfield $3,613.92 $303.17 – $25,002.66
Bakersfield Memorial Hospital Bakersfield $3,574.95 $303.17 – $25,002.66
St. Joseph's Medical Center Stockton Stockton $1,972.74 $303.17 – $6,710.00
Santa Rosa Memorial Hospital Santa Rosa $7,949.88 $1,240.14 – $7,742.78

All California hospitals for this procedure →