Artery x-rays lung at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,934.73

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,813.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$176.10 with Partnership Health Plan vs $14,982.05 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $176.10 ↓ -94%
Partnership Health Plan Medicaid|> 21 $176.10 ↓ -94%
LA Care Medicaid|< 21 $176.10 ↓ -94%
LA Care Medicaid|> 21 $176.10 ↓ -94%
Molina Medicaid|< 21 $248.30 ↓ -92%
Molina Medicaid|> 21 $248.30 ↓ -92%
HPN Medicaid|All Plans $258.34 ↓ -91%
Health Net Medicaid|All Plans $266.42 ↓ -91%
Inland Empire Health Plan Medicaid|All Plans $352.20 ↓ -88%
Aetna Commercial|Gatekeeper $522.40 ↓ -82%
BCBS - Anthem Medicaid|All Plans $555.38 ↓ -81%
Aetna Commercial|Non-Gatekeeper $617.16 ↓ -79%
Care 1st Medicaid|All Plans $880.50 ↓ -70%
IHCG Medicaid|All Plans $1,508.70 ↓ -49%
IHCG Medicare|All Plans $1,513.01 ↓ -48%
Redlands Commercial|All Plans $2,485.01 ↓ -15%
Kaiser Commercial|All Plans $2,570.70 ↓ -12%
Kaiser Medicaid|All Plans $3,439.32 ↑ +17%
BCBS - Anthem Commercial|Exchange $3,512.81 ↑ +20%
United Medicare|All Plans $3,999.21 ↑ +36%
Humana Medicare|All Plans $3,999.21 ↑ +36%
First Health Medicare|All Plans $3,999.21 ↑ +36%
Molina Medicare|All Plans $3,999.21 ↑ +36%
Health Net Medicare|All Plans $3,999.21 ↑ +36%
Kaiser Medicare|All Plans $3,999.21 ↑ +36%
Central Health Plan Medicare|All Plans $3,999.21 ↑ +36%
BCBS - Anthem Medicare|All Plans $3,999.21 ↑ +36%
Blue Shield CA Medicare|All Other Plans $3,999.21 ↑ +36%
Scan Health Plan Medicare|All Plans $3,999.21 ↑ +36%
Inland Empire Health Plan Medicare|All Plans $3,999.21 ↑ +36%
Epic Health Medicare|All Plans $3,999.21 ↑ +36%
Patton Medicare|All Plans $3,999.21 ↑ +36%
BCBS - Anthem Commercial|Non-MCS PPO $5,017.54 ↑ +71%
BCBS - Anthem Commercial|Non-MCS HMO $5,017.54 ↑ +71%
HPN Medicare|Senior $5,055.71 ↑ +72%
HPN Commercial|All Plans $5,398.47 ↑ +84%
First Health Commercial|All Plans $5,655.54 ↑ +93%
DHMG Commercial|All Plans $5,798.85 ↑ +98%
United Commercial|HMO $6,438.74 ↑ +119%
United Commercial|All Other Plans $6,438.74 ↑ +119%
EPIC Health Commercial|All Plans $6,798.66 ↑ +132%
MultiPlan Commercial|All Plans $6,855.20 ↑ +134%
Healthsmart Commercial|All Plans $7,026.58 ↑ +139%
Blue Shield CA Medicare|BlueShield Promise $7,283.65 ↑ +148%
Naphcare Commercial|All Plans $7,798.46 ↑ +166%
BCBS - Anthem Commercial|MCS $8,080.54 ↑ +175%
Cigna Commercial|All Other Plans $14,982.05 ↑ +411%
Cigna Commercial|PPO $14,982.05 ↑ +411%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Artery x-rays lung at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,672.73 $266.42 – $13,858.31
Arroyo Grande Hospital Santa Maria $5,143.71 $176.10 – $13,457.70
French Hospital San Luis Obispo $4,711.06 $176.10 – $15,820.61
Mercy Hospitals – Bakersfield Bakersfield $1,223.93 $176.10 – $15,009.21
Bakersfield Memorial Hospital Bakersfield $1,210.74 $176.10 – $15,009.21
St. Joseph's Medical Center Stockton Stockton $1,944.23 $176.10 – $6,313.00
Santa Rosa Memorial Hospital Santa Rosa $4,627.23 $1,173.40 – $4,393.52
Providence Mission Hospital - Mission Viejo Mission Viejo $3,535.68 $956.57 – $7,512.94

All California hospitals for this procedure →