App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$203.28 with Partnership Health Plan vs $7,111.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $203.28
Partnership Health Plan Medicaid|< 21 $203.28
LA Care Medicaid|< 21 $203.28
LA Care Medicaid|> 21 $203.28
Health Net Medicaid|All Plans $250.03
BCBS - Anthem Medicaid|All Plans $265.73
Molina Medicaid|< 21 $315.11
Molina Medicaid|> 21 $315.11
HPN Medicaid|All Plans $327.85
Inland Empire Health Plan Medicaid|All Plans $354.42
Care 1st Medicaid|All Plans $1,117.40
BCBS - Anthem Commercial|Non-MCS HMO $1,162.00
IHCG Medicaid|All Plans $1,876.18
IHCG Medicare|All Plans $1,881.53
Kaiser Medicaid|All Plans $1,998.83
Molina Medicare|All Plans $2,324.22
Humana Medicare|All Plans $2,324.22
First Health Medicare|All Plans $2,324.22
United Medicare|All Plans $2,324.22
Health Net Medicare|All Plans $2,324.22
Kaiser Medicare|All Plans $2,324.22
Central Health Plan Medicare|All Plans $2,324.22
BCBS - Anthem Medicare|All Plans $2,324.22
Blue Shield CA Medicare|All Other Plans $2,324.22
Scan Health Plan Medicare|All Plans $2,324.22
Inland Empire Health Plan Medicare|All Plans $2,324.22
Epic Health Medicare|All Plans $2,324.22
Patton Medicare|All Plans $2,324.22
Health Net Commercial|EPPO $2,443.00
Blue Shield CA Commercial|All Other Plans $2,470.00
Health Net Commercial|Care Product $2,784.00
Blue Shield CA Commercial|Exchange $2,875.00
Health Net Commercial|All Other Plans $3,033.00
BCBS - Anthem Commercial|Exchange $3,092.00
DHMG Commercial|All Plans $3,370.12
EPIC Health Commercial|All Plans $3,951.17
BCBS - Anthem Commercial|Non-MCS PPO $4,417.00
Naphcare Commercial|All Plans $4,532.23
BCBS - Anthem Commercial|MCS $7,111.00
United Commercial|All Other Plans not published by hospital
First Health Commercial|All Plans not published by hospital
HPN Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Kaiser Commercial|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital
Blue Shield CA Medicare|BlueShield Promise not published by hospital
HPN Medicare|Senior not published by hospital
Redlands Commercial|All Plans not published by hospital
United Commercial|HMO not published by hospital

Visitor-reported prices

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App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino not published $203.28 – $4,532.23
St. John's Camarillo Hospital Camarillo $1,529.28 $226.00 – $3,856.00
Bakersfield Memorial Hospital Bakersfield $2,141.08 $203.28 – $1,753.00
Healdsburg Hospital Healdsburg $1,760.52 $2,779.95 – $5,198.77
Providence Cedars-Sinai Tarzana Medical Center Tarzana $2,815.40 $1,528.00 – $4,449.00
Providence Saint Joseph Medical Center Burbank $1,760.85 $1,528.00 – $4,449.00
Providence St Joseph Hospital Orange Orange $1,345.44 $2,255.66 – $6,652.00
Petaluma Valley Hospital Petaluma not published $2,570.00 – $4,657.00

All California hospitals for this procedure →